Bank · FDIC insured
Peoples Bank
A $445.3M bank headquartered in Clifton, TN, with 5 branches in Tennessee.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings740.05%4.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank
Founded on August 28, 1890, Peoples Bank was established to serve the people of Wayne County.
Originally located on Main Street in Clifton, the bank later expanded with branch offices in Waynesboro, Hohenwald, Collinwood, and Summertown.
- Headquarters
- 129 Main St, Clifton, TN 38425
- FDIC certificate
- 9489 ↗
Branches
5 branches in Tennessee
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Tennessee
5 branches
Clifton area · 1
- Peoples BankMain office129 Main St, Clifton, TN 38425Directions
Collinwood area · 1
- Peoples Bank Branch703 Highway 13 S, Collinwood, TN 38450Directions
Hohenwald area · 1
- Hohenwald Branch526 E Main St, Hohenwald, TN 38462Directions
Lawrenceburg area · 1
- Summertown Branch4963 Highway 43, Mount Pleasant, TN 38474Directions
Waynesboro area · 1
- Waynesboro Branch210 Dexter Woods Boulevard, Waynesboro, TN 38485Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.72% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.46% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio12.72%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.46%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.