Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Tennessee
- First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 133 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary membership share account. Minimum opening deposit of $25 required to establish and maintain membership. Earns quarterly dividends.
Offer: Minimum balance of $25 to earn dividends. Dividends paid quarterly.
Effective Oct 1, 2026
Rate checked
More details - ORNL Federal Credit UnionMoney Market SavingsMoney Market Savings · 0.05%–1.75% by balance
Credit union · 31 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
Offer: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - ORNL Federal Credit UnionMoney MarketMoney Market · 0.05%–1.75% by balance
Credit union · 31 branches
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Under $10,000
0.02% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $200,000 0.20% $200,000 and up 0.25% Rate checked
More details - United Southeast Federal Credit UnionMad Money AccountSavings · $100 min · 0.10%–0.25% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance required. Open-ended account allowing deposits and withdrawals anytime. Dividends compounded and paid quarterly; minimum balance of $100 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Mad Money Account Balance APY $100 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - United Southeast Federal Credit UnionRegular Share (Savings) AccountSavings · $100 min · 0.10%–0.25% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining a $5.00 balance in a share/savings account to establish and maintain membership. Dividends compounded and paid quarterly; minimum balance of $100.00 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Share (Savings) Account Balance APY $100 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - First National BankWorking Money AccountWorking Money Account · $100 min · 0.00%–0.20% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,0000.00% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Working Money Account Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Linked to VISA Debit Card with Personal Checking account for easy access. No minimum balance required.
Offer: No minimum balance required.
Qualified rate · Effective Sep 14, 2026
Rate checked
More details - Knox County Teachers Federal Credit UnionRegular Share AccountSavings · $5 min
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: May be owned individually or with one or more joint owners. Dividends paid quarterly on the average daily balance at a rate determined by Board of Directors.
Offer: Rate applies to balances from $5.00 to $2,000.00.
0.10% interest rate
Rate checked
More details - Leaders Credit UnionFirst Forward (Prime) SavingsSavings · $10 min · 0.00%–0.10% by balance
Credit union · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership savings account; all members must have a First Forward Savings Account with at least the minimum opening balance.
Offer: Minimum balance to earn dividends is $10.00.
Effective Jul 1, 2026
Rate by balance
Rate by balance for First Forward (Prime) Savings Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $10.00.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Side Savings Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $25.00 required for membership. Share account dividends are day of deposit/day of withdrawal and paid quarterly. Member Identification Program: credit report required.
Offer: Regular Share / Membership Account. Rate applies to balances $100.01 and over.
Effective Aug 13, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches