Credit union · NCUA insured
Veritas Federal Credit Union Savings Rates
Top CarrotVeritas Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Veritas Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Veritas Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Veritas Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Veritas Federal Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Veritas Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Rates as of Oct. 1, 2026, and are subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $24,999 | 0.20% | $20 |
| $25,000 – $49,999 | 0.25% | — |
| $50,000 – $99,999 | 0.50% | — |
| $100,000 and up | 1.50% | — |
Sources (1)
- veritasfcu.org/manage-your-account-2/money-market · captured Oct 5, 2026
Share Savings
0.10%APY
Primary membership share account. Minimum opening deposit of $25 required to establish and maintain membership. Earns quarterly dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 to earn dividends. Dividends paid quarterly.$25 and up | 0.10% | $10 | Minimum balance of $25 to earn dividends. Dividends paid quarterly. |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Education IRA
0.50%APY
Educational Savings Account (Coverdell ESA) share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 to earn dividends.$25 and up | 0.50% | $50 | Minimum balance of $25 to earn dividends. |
Sources (2)
All captured Oct 5, 2026
IRA Share
0.50%APY
Available as Traditional or Roth IRA accumulation/share accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5 to earn dividends.$5 and up | 0.50% | $50 | Minimum balance of $5 to earn dividends. |
Sources (3)
All captured Oct 5, 2026
Christmas Club
0.10%APY
No minimum opening deposit and no service charges. Funds disburse annually on October 1. Early withdrawals prior to October 1 incur a fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50 required to earn dividends. Dividends paid quarterly. Early withdrawal before October 1 incurs a fee.$50 and up | 0.10% | $10 | Minimum balance of $50 required to earn dividends. Dividends paid quarterly. Early withdrawal before October 1 incurs a fee. |
Sources (3)
All captured Oct 5, 2026
Youth Savings
0.10%APY
Youth share account. Start with $25. Deposit at least every 5 months to avoid inactivity fees. Earns quarterly dividends. Automatically converts to a regular Share Account at age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 to earn dividends. Deposit at least every 5 months to avoid inactivity fees.$25 and up | 0.10% | $10 | Minimum balance of $25 to earn dividends. Deposit at least every 5 months to avoid inactivity fees. |
Sources (3)
All captured Oct 5, 2026
Who can join Veritas Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in designated census tracts in Rutherford County, TN, or Holmes, Yazoo, and Madison counties in MS are eligible to join.
Employers and groups
- Members of affiliated associations are eligible to join.
- Employees of partner employers in Tennessee and Mississippi are eligible for membership.
- Employees of Nissan North America and contractors, vendors, or suppliers with badge access to any Nissan facility are eligible to join.
Military, government and schools
- Employees of the City of Canton, MS, or the City of Durant, MS, are eligible to join.
Family and household
- Family members of current VFCU members are eligible to join regardless of where they live.
Cost to join
- Opening and maintaining membership requires a minimum share deposit of $25 in a Share Account.
Membership information collected October 5, 2026.