Credit union · NCUA insured
Koin Credit Union Savings Rates
Koin Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Koin Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Koin Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Koin Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Koin Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Koin Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Under $10,000 | 0.02% | — | Under $10,000 |
| $10,000 – $50,000 | 0.10% | $10 | |
| $50,000 – $100,000 | 0.15% | — | |
| $100,000 – $200,000 | 0.20% | — | |
| $200,000 and up | 0.25% | — |
Sources (1)
- koincu.org/rates · captured Oct 5, 2026
Regular Share Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.02% | $2 |
Special-purpose accounts
IRA Share Savings
0.10%APY
Available as Traditional and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable as Traditional or Roth IRA.Any balance | 0.10% | $10 | Available as Traditional or Roth IRA. |
Club Share Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.02% | $2 |
Sources (1)
- koincu.org/rates · captured Oct 15, 2026
Who can join Koin Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available exclusively through trusted partner organizations.
Membership information collected October 5, 2026.