Bank · FDIC insured
First National Bank
A $2.6B bank headquartered in Paragould, AR, with 23 branches in 2 states. Best rates: CDs 4.35% and savings 0.25% APY.
First National Bank Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#17 of 26 in Little Rock, AR metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank
Founded in 1889, First National Bank started as a single branch in Paragould, Arkansas with bankers committed to putting customers first.
The institution operates 23 branches across Arkansas and Tennessee, serving Northwest Arkansas, Northeast Arkansas, Central Arkansas, and Middle Tennessee.
- Headquarters
- 200 W Court St, Paragould, AR 72450
- FDIC certificate
- 3887 ↗
Branches
23 branches in 2 states
Loading map…
Arkansas
20 branches
Little Rock area · 6
- Baptist Medical Towers Branch9601 Baptist Health Dr, Little Rock, AR 72205Directions
- Capitol Branch300 W Capitol Ave, Little Rock, AR 72201Directions
- Chenal Parkway Branch15721 Chenal Pkwy, Little Rock, AR 72211Directions
- Kavanaugh Boulevard Branch5601 Kavanaugh Blvd, Little Rock, AR 72207Directions
- Rodney Parham Branch11101 N Rodney Parham Rd, Little Rock, AR 72212Directions
- Lakewood Branch2424 Crestwood Rd, North Little Rock, AR 72116Directions
Fayetteville area · 5
- Bentonville Branch300 Se Walton Blvd, Bentonville, AR 72712Directions
- Fayetteville Branch2691 E Mission Blvd, Fayetteville, AR 72703Directions
- Johnson Branch4000 Johnson Mill Blvd, Johnson, AR 72741Directions
- Rogers Branch3701 S Pinnacle Hills Pkwy, Rogers, AR 72758Directions
- Springdale Branch1950 S Pleasant St, Springdale, AR 72764Directions
Paragould area · 3
- First National BankMain office200 W Court St, Paragould, AR 72450Directions
- Reynold'S Road Branch2701 W Kings Hwy, Paragould, AR 72450Directions
- West Branch201 Linwood Dr, Paragould, AR 72450Directions
Jonesboro area · 3
- Elk Park Branch912 Southwest Dr, Jonesboro, AR 72401Directions
- Highland Drive Branch2701 E Highland Dr, Jonesboro, AR 72401Directions
- Jonesboro/Hilltop Branch3500 E Johnson Ave, Jonesboro, AR 72405Directions
Corning area · 1
- Corning Banking Center612 N Missouri Ave, Corning, AR 72422Directions
Heber Springs area · 1
- Heber Springs Branch1324 Highway 25b, Heber Springs, AR 72543Directions
Piggott area · 1
- Piggott Branch635 E Main St, Piggott, AR 72454Directions
Tennessee
3 branches
- Citizens Bank150 W Main St, Gallatin, TN 37066Directions
- Citizens Bank Main Office Branch100 Mcmurry Blvd E, Hartsville, TN 37074Directions
- Hendersonville Branch100 Cinema Dr, Hendersonville, TN 37075Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.12% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.19% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.20% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalLeverage ratio11.12%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.