Credit union · NCUA insured
Beacon Financial Credit Union Savings Rates
Beacon Financial Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Beacon Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Johnson City, TN, where Beacon Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Beacon Financial Credit Union
0.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
TEN Credit Union
1.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
Beacon Financial Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beacon Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
Minimum balance of $25.00 is required. 6 withdrawals per month allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $15,000 | 0.20% | $20 |
| $15,000 – $50,000 | 0.30% | — |
| $50,000 – $75,000 | 0.40% | — |
| $75,000 – $100,000 | 0.50% | — |
| Over $100,000 | 0.60% | — |
Madd
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- beaconfcu.org/rates · captured Sep 18, 2026
Savings
0.10%APY
Minimum deposit of $25.00 required for membership. Share account dividends are day of deposit/day of withdrawal and paid quarterly. Member Identification Program: credit report required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $100Regular Share / Membership Account. Rate applies to balances $100.01 and over.Over $100 | 0.10% | $10 | Regular Share / Membership Account. Rate applies to balances $100.01 and over. |
Special-purpose accounts
Christmas Club
0.50%APY
Save automatically with a recurring deposit. Minimum balance of $5.00 is required. Funds will automatically transfer on the first business day of November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upSave automatically with a recurring deposit. Minimum balance of $5.00 is required. Funds automatically transfer on the first business day of November.$5 and up | 0.50% | $50 | Save automatically with a recurring deposit. Minimum balance of $5.00 is required. Funds automatically transfer on the first business day of November. |
Who can join Beacon Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, contract employees, and volunteers of Ballad Health or its subsidiaries are eligible for membership.
- Employees of Right Coast Medical LLC, Champion Chevrolet, Crowder RV, One Stop Wine and Liquor, and Wise Property Solutions are eligible for membership.
Family and household
- Family members (including spouses, children, parents, grandparents, siblings, aunts, uncles, cousins, and step relations) of Ballad Health employees, contract employees, or volunteers are eligible for membership.
- Family members of employees of Right Coast Medical LLC, Champion Chevrolet, Crowder RV, One Stop Wine and Liquor, and Wise Property Solutions are eligible for membership.
Cost to join
- A $25.00 minimum balance in a regular share (savings) account is required for membership.
Membership information collected October 5, 2026.