Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Tennessee
- Copper Basin Federal Credit UnionRegular Shares (Savings Account)Savings · $100 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid quarterly based on credit union earnings; calculated by daily balance method. Minimum $5 deposit for membership/ownership; $100 minimum balance required to earn interest. No maintenance fees.
Offer: Earns interest with a $100 minimum balance. No maintenance fees. Dividends paid quarterly.
0.05% interest rate · No monthly fee · Effective Sep 30, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Sep 11, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance $5.00 represents member's share of the credit union.
Effective Sep 11, 2026
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More details - US Community Credit UnionEmergency Fund SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Only one Emergency Fund per person, per account. Membership required.
Offer: Earned on balances up to $3,000.
Effective Sep 11, 2026
Rate by balance
Rate by balance for Emergency Fund Savings Balance APY Up to $3,000 3.00% Over $3,000Your amountApplies to amounts over $3,000. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Sep 11, 2026
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More details - 0.05%APY$5 a year on $10,000
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More details - Memorial Credit UnionShare/Savings AccountSavings · $25 min · 0.01%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: All members must open a share/savings account to become a member of the credit union. Requires two IDs (one State issued photo ID and a secondary ID) along with a $25.00 minimum balance deposit.
0.01% interest rate · Effective Sep 30, 2023
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $500 0.01% $500 – $10,000 0.03% $10,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are credited quarterly. See TIS Disclosures.
Offer: Dividends are credited quarterly. See TIS Disclosures.
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Free account linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatically collects earned Kasasa checking rewards. To qualify for highest rate: at least 15 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, enrolled in and agree to receive e-statements, and enrolled in and log into online or mobile banking during each Monthly Qualification Cycle.
Offer: When qualifying criteria are not met on entire balance. Base dividend rate. Variable rate.
Qualified rate · 0.05% interest rate · No monthly fee
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More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Interest accrues daily and is paid quarterly. Unlimited ATM transactions if linked to a checking account. Minimum balance required to obtain APY.
0.05% interest rate · Effective Aug 24, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $25 initial deposit must remain in the account to establish/maintain membership. No monthly service charge.
No monthly fee
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More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 6 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
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More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details - CommunityAmerica Credit UnionSavingsSavings · $1 min · 0.03%–0.05% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.
0.03% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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