Credit union · NCUA insured
MPD Community CU Savings Rates
MPD Community CU’s best savings rate is 1.00% APY on $10,000, with its Money Market Checking. Rates checked October 15, 2026.
How MPD Community CU’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where MPD Community CU has the most branches. $10,000, best rate first.
This credit union’s best
MPD Community CU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Checking
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
MPD Community CU savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.40%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MPD Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.00%APY
Earns interest quarterly. Federally insured to at least $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,500 – $20,000 | 1.00% | $100 |
| $20,001 – $50,000 | 1.15% | — |
| $50,001 – $80,000 | 1.30% | — |
| $80,001 and up | 1.40% | — |
Money Market Checking
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $50,000 | 1.00% | $100 |
| $50,001 and up | 1.00% | — |
Sources (1)
- mpdcu.org/account-rates · captured Sep 18, 2026
Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.15% | $15 |
Special Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.05% | $5 |
Special-purpose accounts
IRA-Accumulative
2.00%APY
Offers Traditional and Roth IRA savings options.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Super Saver's (0-13 Years of Age)
0.35%APY
For children between ages 1 month and 13 years of age. Dividends compounded and paid quarterly on average daily balance of $5.00 or more. 3 withdrawals per month included.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust keep a minimum of $5.00 at all times. Dividends earned on average daily balance of $5.00 or more.$5 and up | 0.35% | $35 | Must keep a minimum of $5.00 at all times. Dividends earned on average daily balance of $5.00 or more. |
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Who can join MPD Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Davidson County are eligible to join.
Family and household
- Family members of a primary account holder are eligible to join.
Membership information collected October 5, 2026.