Credit union · NCUA insured
Penn East Federal Credit Union
A $277.6M credit union headquartered in Scranton, PA, with 21,622 members and 4 branches in Pennsylvania. Best rates: CDs 1.70% and savings 1.26% APY.
Penn East Federal Credit Union Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#11 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Penn East Federal Credit Union
Penn East Federal Credit Union is headquartered in Dickson City, Pennsylvania, and operates four financial service centers across Lackawanna and Wyoming counties.
- Headquarters
- 441 N 7th Ave, Scranton, PA 18503
- NCUA charter
- 2742
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Lackawanna, Luzerne, Wayne, or Wyoming counties in Pennsylvania are eligible for membership.
Branches
4 branches in Pennsylvania
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Pennsylvania
4 branches
- Scranton BranchMain office441 N 7th Ave, Scranton, PA 18503Directions
- Davis Street Branch720 Davis St, Scranton, PA 18505Directions
- Clarks Summit Branch1070 Northern Blvd, South Abington Township, PA 18411Directions
- Tunkhannock Branch12 E Tioga St, Tunkhannock, PA 18657Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.57% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.20% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.65% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $49 | $76 | — |
- CapitalNet worth ratio10.57%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.20%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.65%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$49Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Penn East Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.