Credit union · NCUA insured
Penn East Federal Credit Union Savings Rates
Penn East Federal Credit Union’s best savings rate is 1.26% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Penn East Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where Penn East Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Penn East Federal Credit Union
1.26%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $126
Money Market
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Penn East Federal Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0001.26%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Penn East Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.26%APY
Open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. | 1.26% | $126 | All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. |
| $50,000 – $100,000All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. | 1.51% | — | All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. |
| $100,000 – $350,000All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. | 1.76% | — | All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. |
| Over $350,000All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. | 2.02% | — | All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. |
Sources (1)
- penneastfcu.org/rates · captured Sep 17, 2026
Share Savings Account
0.10%APY
Membership open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County, PA. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Can be used for checking overdraft protection. Savings Boost round-up program available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to earn dividends. Average daily balance at the end of the dividend period determines tier rate.$100 and up | 0.10% | $10 | Minimum balance of $100 to earn dividends. Average daily balance at the end of the dividend period determines tier rate. |
Special-purpose accounts
IRA Savings
0.50%APY
Membership open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County, PA. Available under Traditional, Roth, and Educational IRA tax wrappers. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional IRA Savings, Roth IRA Savings, and Educational IRA Savings wrappers. Average daily balance at the end of the dividend period determines tier rate.Any balance | 0.50% | $50 | Applies to Traditional IRA Savings, Roth IRA Savings, and Educational IRA Savings wrappers. Average daily balance at the end of the dividend period determines tier rate. |
Christmas Club
0.10%APY
Membership open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County, PA. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Diligently save for holiday expenses. Not usable for overdraft protection.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to earn dividends. Average daily balance at the end of the dividend period determines tier rate.$100 and up | 0.10% | $10 | Minimum balance of $100 to earn dividends. Average daily balance at the end of the dividend period determines tier rate. |
Vacation Club
0.10%APY
Membership open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County, PA. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Diligently save for vacation expenses. Not usable for overdraft protection.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to earn dividends. Average daily balance at the end of the dividend period determines tier rate.$100 and up | 0.10% | $10 | Minimum balance of $100 to earn dividends. Average daily balance at the end of the dividend period determines tier rate. |
Who can join Penn East Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Lackawanna, Luzerne, Wayne, or Wyoming counties in Pennsylvania are eligible for membership.
Membership information collected October 5, 2026.