Compare Bank & Credit Union Rates
Best savings rates in Lancaster, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lancaster, PA
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Finanta Credit UnionMoney MarketMoney Market · $250 min · 3.04%–4.21% by balance
Credit union · 1 branch
3.30%APY$330 a year on $10,000Requirements
Product: Must be a Finanta Credit Union member. Dividends credited monthly.
Offer: No interest if balance goes below minimum
3.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $250 – $10,000 3.04% $10,000 – $25,000Your amountBumps down to lower rates if below balance minimum 3.30% $25,000 – $50,000Bumps down to lower rates if below balance minimum 3.82% $50,000 – $100,000Bumps down to lower rates if below balance minimum 4.07% $100,000 – $250,000Bumps down to lower rates if below balance minimum 4.21% $250,000 – $500,000Bumps down to lower rates if below balance minimum 4.21% $500,000 and upBumps down to lower rates if below balance minimum 4.21% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 3 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Members 1st Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.70% $250,000 and up 2.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: The foundation account required to become a Finanta Credit Union member and access other accounts, benefits, and services.
Offer: $5 minimum initial deposit/balance to open account; $25 minimum balance required to earn dividends.
0.35% interest rate · No monthly fee
Rate checked
More details - Orrstown BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–1.71% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.30% $15,000 – $35,000 0.35% $35,000 – $65,000 0.50% $65,000 – $100,000 0.50% $100,000 – $200,000 1.26% $200,000 – $300,000 1.26% $300,000 – $500,000 1.56% $500,000 – $1,000,000 1.56% $1,000,000 and up 1.71% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five accounts, each with a customizable goal. No maturity date.
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lancaster, PA
32 accounts at 9 banks and credit unions · checked Oct 16–22
- Typical
- 0.23%
- Top 10% from
- 0.80%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Lancaster, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Citadel Credit UnionCredit union · 2 branches
- EverenceCredit union · 5 branches
- Finanta Credit UnionCredit union · 1 branch