Bank · FDIC insured
Slovenian Savings & Loan
A $180.8M bank headquartered in Conemaugh, PA, with 5 branches in Pennsylvania. Best rates: CDs 3.91% and savings 0.05% APY.
Slovenian Savings & Loan Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#12 of 17 in Johnstown, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Slovenian Savings & Loan
Slovenian Savings & Loan was organized in 1915 to help friends and neighbors fulfill dreams of homeownership by promoting savings and home ownership in the community.
Headquartered in Conemaugh, Pennsylvania, the community bank serves Greater Johnstown with locations in Conemaugh, Moxham, Richland, Windber, and West Hills.
- Headquarters
- 361 1st St, Conemaugh, PA 15909
- FDIC certificate
- 31994 ↗
Branches
5 branches in Pennsylvania
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Pennsylvania
5 branches
Johnstown area · 4
- Slovenian Savings and Loan Association of Franklin-ConemaughMain office361 1st St, Conemaugh, PA 15909Directions
- 512 Central Avenue Branch512 Central Ave, Johnstown, PA 15902Directions
- Hostetler Branch95 Hostetler Rd, Johnstown, PA 15904Directions
- West Hills Branch585 Goucher St, Johnstown, PA 15905Directions
Somerset area · 1
- Windber Branch1512 Jefferson Ave, Windber, PA 15963Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.88% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.63% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.28% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $72 | $81 | — |
- CapitalLeverage ratio9.88%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.28%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$72Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Slovenian Savings & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.