Credit union · NCUA insured
USSCO Johnstown Federal Credit Union Savings Rates
USSCO Johnstown Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How USSCO Johnstown Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Johnstown, PA, where USSCO Johnstown Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
USSCO Johnstown Federal Credit Union
0.20%APY
- Minimum
- $5
- Earns on $10,000 a year
- $20
Savings
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
PRR South Fork Federal Credit Union
2.02%APY
- Minimum
- $5
- Earns on $10,000 a year
- $202
USSCO Johnstown Federal Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where USSCO Johnstown Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Money Market Rate is calculated monthly and may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.20% | $20 |
| $25,000 – $100,000 | 0.25% | — |
| $100,000 and up | 0.30% | — |
Sources (2)
All captured Sep 17, 2026
Savings
0.20%APY
Opening an account establishes membership in USSCO FCU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 – $5,000 | 0.20% | — |
| $5,000 and up | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Cub Account
0.20%APY
Available to members newborn to 10 years of age.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 3.00% | — |
| $1,001 and up | 0.20% | $20 |
Sources (4)
- usscofcu.org/cubaccounts
- usscofcu.org/cub-accounts
- usscofcu.org/resources/rates
- usscofcu.org/banking/personal-banking/personal-savings
All captured Oct 6, 2026
Junior Savings
0.20%APY
Available to members 11 to 17 years of age.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 3.00% | — |
| $1,001 and up | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
IRA Savings
0.25%APY
Traditional and Roth IRAs available. Contribute up to $7,000 a year ($8,000 if over age 50).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.25% | $25 |
Sources (2)
All captured Oct 6, 2026
Christmas Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
Vacation Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.20% | $20 |
Sources (2)
All captured Oct 6, 2026
Who can join USSCO Johnstown Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees working for one of USSCO's select employee groups (SEGs) are eligible for membership.
Family and household
- Individuals with a relative who is an existing USSCO member are eligible to join.
Other ways
- Individuals who apply for and obtain USSCO / KLA financing at a dealership can join on the spot.
- Individuals can join as a friend of the Fraternal Order of Police, Lodge No. 86 (USSCO makes a donation to the organization for each member joining via this option).
- Individuals can join as a friend of the Humane Society of Cambria County (USSCO makes a donation to the organization for each member joining via this option).
Membership information collected October 5, 2026.