Credit union · NCUA insured
Healthcare First Credit Union Savings Rates
Healthcare First Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Share. Rates checked October 16, 2026.
How Healthcare First Credit Union’s savings rates compare
Compared with banks and credit unions near Altoona, PA, where Healthcare First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Healthcare First Credit Union
0.15%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $15
Regular Share
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Reliance Bank
2.00%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $200
Healthcare First Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Healthcare First Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.15%APY
Minimum deposit of $5.00 required to open account and establish membership. Variable rate paid quarterly on average daily balance; accrued dividends forfeited if closed before crediting.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable dividend rate paid quarterly on average daily balance. Must maintain a balance of $5.00 to earn stated APY. Accrued dividends forfeited if account closed prior to crediting.$5 and up | 0.15% | $15 | Variable dividend rate paid quarterly on average daily balance. Must maintain a balance of $5.00 to earn stated APY. Accrued dividends forfeited if account closed prior to crediting. |
Sources (2)
All captured Sep 26, 2026
Special-purpose accounts
Christmas Club
0.15%APY
Paid out annually in October. $20.00 fee assessed for early withdrawal along with loss of interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable dividend rate paid quarterly on average daily balance. Must maintain $5.00 to earn stated APY. Paid out in October of each year; early withdrawal incurs a $20.00 fee and loss of interest.$5 and up | 0.15% | $15 | Variable dividend rate paid quarterly on average daily balance. Must maintain $5.00 to earn stated APY. Paid out in October of each year; early withdrawal incurs a $20.00 fee and loss of interest. |
Closed to new customers
MONEY MARKET - no new accounts
0.30%APY
No new accounts accepted. Fees may reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo new accounts accepted. Fees may reduce earnings on the account.Any balance | 0.30% | $30 | No new accounts accepted. Fees may reduce earnings on the account. |
Sources (1)
- healthcarefirstcu.com/dividend-rates · captured Sep 17, 2026
Who can join Healthcare First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to any person working in the health care field in Cambria, Somerset, and Blair Counties, Pennsylvania, including employees, doctors, medical staff, technicians, volunteers under hospital staff supervision, and full-time registered students in the health care field.
Family and household
- Open to family members of eligible health care workers/members.
Cost to join
- Opening and maintaining membership requires an initial minimum Share deposit of $5.00 in a Share Account.
Membership information collected October 5, 2026.