Compare Bank & Credit Union Rates
Best savings rates in Portland, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Portland, OR
- Columbia Credit UnionMoney MarketMoney Market · $1,500 min · 0.30%–0.65% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: $1,500 minimum balance to avoid $8 monthly fee. Unlimited in-person branch withdrawals or transfers; check writing available. Must meet membership eligibility (applicant or any family member lives or works in WA State or Clackamas, Marion, Multnomah, and Washington counties in OR, and pay $10 lifetime membership fee).
0.30% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $500,000 0.65% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate
Rate checked
More details - iQ Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–3.25% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Up to 6 withdrawals a month without incurring a fee. Minimum balance of $1,000 required to avoid monthly service fee. Interest compounded and credited monthly, calculated by daily balance method. If the balance drops below the minimum balance, interest rate will reflect current share rate.
Offer: Minimum balance of $1,000 required to avoid monthly service fee.
0.05% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.25% $10,000 – $49,999Your amount 0.45% $50,000 – $99,999 0.65% $100,000 – $499,999 0.85% $500,000 – $999,999 2.25% $1,000,000 and up 3.25% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 15 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - IBEW and United Workers Federal Credit UnionInvest AccountSavings · $500 min · 0.35%–0.80% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: $10.00 monthly fee applied if balance drops below the required minimum.
Offer: $10.00 fee applied each month if balance drops below required minimum.
Effective Apr 1, 2023
Rate by balance
Rate by balance for Invest Account Balance APY Any balanceYour amount 0.35% $50,000 and up 0.50% $100,000 and up 0.75% $250,000 and up 0.80% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - ILWU Credit UnionSafe Harbor Money Market AccountSafe Harbor Money Market Account · $2,500 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered dividend rates based on balance. No early withdrawal penalty; free withdrawals.
Offer: Safe Harbor - Tier One
No monthly fee · Effective May 1, 2023
Rate by balance
Rate by balance for Safe Harbor Money Market Account Balance APY $1,000 and up 0.10% $5,000 and upYour amountSafe Harbor - Tier Two 0.35% $25,000 and upSafe Harbor - Tier Three 0.40% $50,000 and upSafe Harbor - Tier Four 0.45% $100,000 and upSafe Harbor - Tier Five 0.55% $250,000 and upSafe Harbor - Tier Six 0.65% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Peak Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.15%–1.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to Peak Credit Union members across Washington and Oregon. Rates may vary after account opening. $1,000 minimum deposit required for account opening, but minimum balance is not required to earn dividends.
Offer: Rates may vary after account opening. Dividends calculated by daily balance method and compounded/credited monthly.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 1.20% $150,000 – $250,000 1.30% $250,000 and up 1.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Pacific NW Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.25%–0.75% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. Unlimited withdrawals, transfers, and deposits. No terms or penalties for early withdrawal.
0.25% interest rate · Compounded daily · No monthly fee · Effective Nov 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.50% $50,000 and up 0.75% Rate checked
More details - Rivermark Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.50% by balance
Credit union · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500. No monthly account fees. Variable rate account; interest compounded daily and credited monthly. Rate for your balance range applies to the entire account.
Offer: Variable rate; rate for your balance range applies to the entire account. Minimum balance to earn APY is $0.01.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - Washington Trust BankPreferred Money MarketPreferred Money Market · $500 min · 0.15%–0.75% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $10 waived if $3,000 average ledger balance is maintained.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1 and up 0.15% $5,000 and up 0.15% $10,000 and upYour amount 0.20% $15,000 and up 0.20% $25,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 0.75% $1,000,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, OR
110 accounts at 31 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches