Compare Bank & Credit Union Rates
Best savings rates in Corvallis, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Corvallis, OR
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - OnPoint Community Credit UnionOnPoint Premium Savings AccountSavings · $0 min · 2.25%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: OnPoint Premium Savings account is a sweep account; balances up to the Maximum Program Deposit Amount ($250,000.00) may be swept to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. Requires qualifying for OnPoint Rewards (10-year membership or 6 qualifying transactions per calendar month in an OnPoint checking account), an active OnPoint Loyalty Savings account, and opt-in through OnPoint Online Banking. One account per member/TIN. All interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards, have an active OnPoint Loyalty Savings account, and opt-in through Online Banking.
Qualified rate · 3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for OnPoint Premium Savings Account Balance APY Up to $100,000Your amount 3.75% Over $100,000 2.25% Rate checked
More details - First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Oregon State Credit UnionInvestor's Money MarketInvestor's Money Market · $10,000 min · 1.20%–1.75% by balance
Credit union · 3 branches
1.20%APY$120 a year on $10,000Requirements
Offer: Minimum balance that must be maintained each day to earn dividends is $10,000.00.
1.19% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Investor's Money Market Balance APY $10,000 – $24,999Your amount 1.20% $25,000 – $49,999 1.30% $50,000 – $99,999 1.50% $100,000 and up 1.75% Rate checked
More details - Benton County Schools Credit UnionMember Advantage SavingsSavings · $2,500 min
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Requires a Regular Share account. Earns interest monthly based on average monthly balance. Starts at $2,500.
1.00% interest rate
Rate checked
More details - 1.01%APY$101 a year on $10,000
- OCCU | Oregon Community Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.50%–1.10% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: No limit on the number of money market accounts a member can open. In-person withdrawals as often as you want.
Offer: Money Market account APY & rate may change. Fees could reduce earnings. Minimum balances start at $100. Earn on entire savings balance.
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $5,000 0.50% $5,000 – $250,000Your amount 1.00% $250,000 and up 1.10% Rate checked
More details - Oregon State Credit UnionHigh-Yield SavingsSavings · $5 min · 0.90%–5.00% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Limit of one account per member. Statement displays a single blended rate. No monthly product fee.
Offer: Applies to account balances of $0 – $1000. Limit of one account per member. Statement will display a single blended rate.
4.88% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $1,000 5.00% $1,000 and upYour amount 0.90% Rate checked
More details - Central Willamette Credit UnionChoice Money MarketChoice Money Market · $0 min · 0.10%–1.04% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: No minimum balance requirement. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance.
Offer: Minimum daily balance to earn interest is $0.01. Interest compounded & credited monthly.
0.10% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Choice Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.95% $50,000 – $100,000 1.00% $100,000 and up 1.04% Rate checked
More details - Central Willamette Credit UnionMoney Market PlusMoney Market Plus · $0 min · 0.05%–1.15% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Reverse tier money market account. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance.
Offer: Minimum daily balance to earn interest is $0.01. Interest compounded & credited monthly.
1.14% interest rate · Effective Mar 14, 2024
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 1.15% $1,000 – $5,000 1.10% $5,000 – $10,000Your amount 0.80% $10,000 – $50,000 0.12% $50,000 – $100,000 0.10% $100,000 – $250,000 0.07% Over $250,000 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Corvallis, OR
51 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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