Best savings rates in Oregon

Requirements

Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.

Offer: Requires 5 qualifying loans.

Requirements

Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.

Offer: Requires 4 qualifying loans.

Requirements

Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.

Offer: No minimum opening deposit. No monthly account service charge.

Requirements

Product: OnPoint Premium Savings account is a sweep account; balances up to the Maximum Program Deposit Amount ($250,000.00) may be swept to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. Requires qualifying for OnPoint Rewards (10-year membership or 6 qualifying transactions per calendar month in an OnPoint checking account), an active OnPoint Loyalty Savings account, and opt-in through OnPoint Online Banking. One account per member/TIN. All interest is compounded and credited monthly.

Offer: Must qualify for OnPoint Rewards, have an active OnPoint Loyalty Savings account, and opt-in through Online Banking.

Requirements

Product: Must pair with Cash Back Spend or High-Yield Checking under same membership; limit 1 account per member (unique SSN) and per membership number; not available on business memberships; no monthly maintenance fees.

Offer: High-Yield Tier 1 Rate earned on daily ending balances up to $100,000 when Monthly Goal is met (15 or more qualifying debit card transactions that post and settle by 6:00PM PT on the last day of the calendar month).

Requirements

Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.

Requirements

Product: Must be opened or funded within five days of opening the associated Share Certificate with terms of 6 months or more; valid for new deposits only. Opening balance $1,000, up to the amount of the companion certificate account. Must maintain a minimum balance of $1,000 to earn dividends. Low balance fee: $10 for balances below $1,000.

Offer: Must be opened or funded within 5 days of opening associated Share Certificate of 6+ months; companion certificate maximum deposit limit applies. Low balance fee of $10 applies if balance falls below $1,000.

Requirements

Product: Limit one Cultivate or Vault account per member. No monthly fees or minimum balance required. Balances of $1,000 or more can earn up to an extra 0.50% APY via two 0.25% APY bonus opportunities: deposit at least $100 monthly (0.25% APY bonus), and/or use a SELCO checking account with monthly digital banking login, deposit, and non-deposit transaction (0.25% APY bonus).

Requirements

Product: Must be 18 and over. Tether Savings and Tether Checking are a bundled pair and must be opened and maintained to qualify for the account. Electronic statements are required. No monthly service fees.

Offer: To earn stated APY: must open both Tether savings and Tether checking, agree to receive electronic/online statements, maintain a minimum balance of $50 in Tether Savings, and make monthly electronic transfer/deposit of $50 or more from Tether checking to Tether savings. Stated APY paid on balances up to $15,000.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit one account per Social Security Number. No recurring monthly maintenance fees. To qualify for preferred rates each Monthly Qualification Cycle, the linked checking account must have at least 10 debit card purchases post and clear, at least one direct deposit or ACH transaction post and clear, and receive monthly eStatements.

Offer: Qualifying tier: applies to daily balances up to and including $30,000 when linked Kasasa checking account monthly qualifications are met. Dividend rate is 2.96%.

Requirements

Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.

Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).

Requirements

Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.

Offer: Requires 3 qualifying loans.

Requirements

Product: Requires a MyRewards Checking account. If MyRewards Checking is closed, account converts to standard Money Market offering. Higher APY requires meeting MyRewards Checking requirements including avoiding the $10 service fee. Avoid $5 monthly participation fee by meeting at least one participation option.

Offer: Applies to balances $0 to $250,000 when MyRewards Checking fee is avoided by meeting monthly qualifying deposit, transaction, and e-statement requirements.

Requirements

Product: Bundled with Intelligent Checking. Existing savings accounts cannot be converted to Intelligent Savings. Limited to one per account.

Offer: Qualifying rate. Must have an Intelligent Checking account and meet monthly qualifiers: 12 debit/credit card transactions, direct deposit of $100 or more per month, log into online banking at least once per month, and receive e-Statements.