Credit union · NCUA insured
Northwest Adventist Federal Credit Union
A $34.7M credit union headquartered in Portland, OR, with 3,155 members and 1 branch in Oregon. Best rates: CDs 3.30% and savings 2.02% APY.
Northwest Adventist Federal Credit Union Carrot Score
69
Carrot Score
Higher than 25% of U.S. banks and credit unions
#35 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northwest Adventist Federal Credit Union
Founded in 1962, Northwest Adventist Federal Credit Union is a member-owned financial institution.
The credit union focuses on serving Seventh-day Adventists and their community in the North Pacific Region.
- Headquarters
- 10333 SE Main St, Portland, OR 97216-2940
- NCUA charter
- 14786
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of a Seventh-day Adventist church in Oregon, Washington, Idaho, Montana, or Alaska are eligible to join.
- Employees of any Seventh-day Adventist conference in Oregon, Washington, Idaho, Montana, or Alaska are eligible to join.
- Employees of Adventist Medical Center or any Adventist Health Hospital or clinics are eligible to join.
Family and household
- Family members of existing credit union members or account holders are eligible to join.
Branches
1 branch in Oregon
Loading map…
Oregon
1 branch
- NW Adventist FCUMain office10333 SE Main St, Portland, OR 97216Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.20% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.71% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $87 | $59 | — |
- CapitalNet worth ratio15.20%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.71%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$87Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northwest Adventist Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.