Compare Bank & Credit Union Rates
Best savings rates in Happy Valley, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Happy Valley, OR
- OnPoint Community Credit UnionOnPoint Premium Savings AccountSavings · $0 min · 2.25%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: OnPoint Premium Savings account is a sweep account; balances up to the Maximum Program Deposit Amount ($250,000.00) may be swept to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. Requires qualifying for OnPoint Rewards (10-year membership or 6 qualifying transactions per calendar month in an OnPoint checking account), an active OnPoint Loyalty Savings account, and opt-in through OnPoint Online Banking. One account per member/TIN. All interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards, have an active OnPoint Loyalty Savings account, and opt-in through Online Banking.
Qualified rate · 3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for OnPoint Premium Savings Account Balance APY Up to $100,000Your amount 3.75% Over $100,000 2.25% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Bundled with Intelligent Checking. Existing savings accounts cannot be converted to Intelligent Savings. Limited to one per account.
Offer: Qualifying rate. Must have an Intelligent Checking account and meet monthly qualifiers: 12 debit/credit card transactions, direct deposit of $100 or more per month, log into online banking at least once per month, and receive e-Statements.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - Embold Credit UnionMember Perks Money MarketMember Perks Money Market · $0 min · 0.05%–3.25% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered-rate account. Dividend rate and APY for each tier are based on qualification status: Member Perks rates apply if qualifications are met, otherwise Regular rates apply.
Offer: Regular rate when Member Perks qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Member Perks Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.65% $10,000 – $25,000Your amountRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.90% $25,000 – $50,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.25% $50,000 – $100,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.65% $100,000 – $250,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 2.50% $250,000 and upRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 3.25% Rate checked
More details - Embold Credit UnionMoney MarketMoney Market · $0 min · 0.30%–1.00% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: No monthly service fees. Unlimited, anytime access to savings.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 – $100,000 0.80% $100,000 and up 1.00% Rate checked
More details - iQ Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–3.25% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Up to 6 withdrawals a month without incurring a fee. Minimum balance of $1,000 required to avoid monthly service fee. Interest compounded and credited monthly, calculated by daily balance method. If the balance drops below the minimum balance, interest rate will reflect current share rate.
Offer: Minimum balance of $1,000 required to avoid monthly service fee.
0.05% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.25% $10,000 – $49,999Your amount 0.45% $50,000 – $99,999 0.65% $100,000 – $499,999 0.85% $500,000 – $999,999 2.25% $1,000,000 and up 3.25% Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Embold Credit UnionMember Perks Money MarketMember Perks Money Market · $5,000 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Tiered-rate account. Dividend rate and APY for each tier are based on qualification status: Member Perks rates apply if qualifications are met, otherwise Regular rates apply.
Offer: Regular rate when Member Perks qualifications are not met.
Qualified rate · 0.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - Rivermark Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500. No monthly account fees. Variable rate account; interest compounded daily and credited monthly. Rate for your balance range applies to the entire account.
Offer: Variable rate; rate for your balance range applies to the entire account. Minimum balance to earn APY is $0.01.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - OnPoint Community Credit UnionFlexSmart Money Market AccountFlexSmart Money Market Account · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,0000.15% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - OnPoint Community Credit UnionMember SavingsSavings · $5 min · 0.10%–3.75% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership is required and subject to approval. Limit one Member Savings account per person. Interest is compounded and credited monthly. Rates on Regular and IRA Savings are variable and may change after the account is opened.
3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $1,000 3.75% Over $1,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates are variable and may change after the account is opened. Interest is compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Name your account for your savings goal and track progress more easily. Variable rate account, rate may change after account opening without notice. Interest compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Consumer memberships only; limit one Loyalty Savings account per membership. Variable rate account. Requires receiving e-statements and $1,000 or more in eligible deposits to any Rivermark Checking account within the same membership during each monthly cycle to earn higher rates; otherwise earns 0.05% APY on the entire balance. Advertised APY range assumes a maximum balance of $35,000. $5 minimum deposit required to open.
Offer: Non-qualifying rate: if monthly requirements are not met, entire Loyalty Savings balance earns 0.05% APY (rate 0.05%).
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Member Share Account. Variable rate account, rate may change after account opening without notice. Interest compounded and credited monthly. Every member must have a basic Savings account with at least a $5 balance to maintain a share in the credit union. No monthly fee.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Happy Valley, OR
26 accounts at 6 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.45%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.15%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches