Credit union · NCUA insured
IBEW and United Workers Federal Credit Union Savings Rates
IBEW and United Workers Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Invest Account. Rates checked October 22, 2026.
How IBEW and United Workers Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where IBEW and United Workers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IBEW and United Workers Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $35
Invest Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
IBEW and United Workers Federal Credit Union savings score
76
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IBEW and United Workers Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Invest Account
0.35%APY
$10.00 monthly fee applied if balance drops below the required minimum.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 fee applied each month if balance drops below required minimum. | 0.35% | $35 | $10.00 fee applied each month if balance drops below required minimum. |
| $50,000 and up | 0.50% | — | |
| $100,000 and up | 0.75% | — | |
| $250,000 and up | 0.80% | — |
Sources (3)
All captured Sep 15, 2026
Escrow Account
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.00% | $0 |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Savings
0.00%APY
Primary savings account required for membership. $15 required to open membership ($5 remains on deposit for life of membership, $10 membership opening fee).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.00% | $0 |
Sources (3)
All captured Sep 15, 2026
Special Savings
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.00% | $0 |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Special Share
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Special-purpose accounts
Education IRA Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Holiday Club Account
0.05%APY
Matures on October 31. Earns interest when balance is $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upStarts earning interest when balance is $100 or more.$100 and up | 0.05% | $5 | Starts earning interest when balance is $100 or more. |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
IRA Share Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (2)
All captured Oct 15, 2026
Roth IRA Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (2)
All captured Oct 15, 2026
SEP IRA Share Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Tax Club Account
0.05%APY
Matures on February 28. Earns interest when balance is $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upStarts earning interest when balance is $100 or more.$100 and up | 0.05% | $5 | Starts earning interest when balance is $100 or more. |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Youth Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.05% | $5 |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Vacation Savings
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.00% | $0 |
Sources (1)
- ibewuwfcu.com/rates · captured Oct 15, 2026
Who can join IBEW and United Workers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.