Compare Bank & Credit Union Rates
Best savings rates in Eugene, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Eugene, OR
- 0.10%APY$10 a year on $10,000
Requirements
Product: Rates are variable and may change after the account is opened. Interest is compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 17, 2026
Rate checked
More details - People's Bank of CommerceMoney Market CheckingMoney Market Checking · $100 min · 0.10%–2.66% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Interest is compounded daily and credited monthly based on average daily balance tiers. The interest rate and annual percentage yield may change after account opening.
Offer: Rates apply to average daily balances up to $49,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening.
0.10% interest rate · Compounded daily · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.20% $100,000 – $500,000 0.75% $500,000 – $1,000,000 1.11% $1,000,000 – $2,999,999 1.36% $3,000,000 and up 2.66% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Passbook savings pays dividends designed for short terms savings. Withdrawals limited to 6 per month without penalty.
Offer: Minimum daily balance of $6.01 in order to earn dividends. $5.00 fee per withdrawal in excess of 6 per month.
0.10% interest rate · Effective May 18, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes Credit Union membership. Balance of $5.01 or more required to earn interest. Rate applies to the entire balance.
Offer: Minimum daily balance to earn interest is $5.01. Minimum opening balance requirement is $5.
0.05% interest rate · No monthly fee · Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $100.00 minimum daily balance to earn dividends. Dividends compounded monthly and credited monthly.
Offer: Requires $100.00 minimum daily balance to earn dividends.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance required to earn dividends. Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: No qualifying loans. Rate applies during opening month and when no qualifying loans are held.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Eugene, OR
73 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.80%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.43%
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Eugene, OR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Gateway Credit UnionCredit union · 1 branch