Bank · FDIC insured
People's Bank of Commerce Savings Rates
People's Bank of Commerce’s best savings rate is 0.10% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How People's Bank of Commerce’s savings rates compare
Compared with banks and credit unions near Medford, OR, where People's Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
People's Bank of Commerce
0.10%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $10
Money Market Checking
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
People's Bank of Commerce savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where People's Bank of Commerce ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.10%APY
Interest is compounded daily and credited monthly based on average daily balance tiers. The interest rate and annual percentage yield may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Rates apply to average daily balances up to $49,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. | 0.10% | $10 | Rates apply to average daily balances up to $49,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. |
| $50,000 – $100,000Rates apply to average daily balances of $50,000.00 - $99,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. | 0.20% | — | Rates apply to average daily balances of $50,000.00 - $99,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. |
| $100,000 – $500,000Rates apply to average daily balances of $100,000.00 - $499,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. | 0.75% | — | Rates apply to average daily balances of $100,000.00 - $499,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. |
| $500,000 – $1,000,000Rates apply to average daily balances of $500,000.00 - $999,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. | 1.11% | — | Rates apply to average daily balances of $500,000.00 - $999,999.99. Interest compounded daily / credited monthly. Rate and APY may change after account opening. |
| $1,000,000 – $2,999,999Rates apply to average daily balances of $1,000,000.00 - $2,999,999.00. Interest compounded daily / credited monthly. Rate and APY may change after account opening. | 1.36% | — | Rates apply to average daily balances of $1,000,000.00 - $2,999,999.00. Interest compounded daily / credited monthly. Rate and APY may change after account opening. |
| $3,000,000 and upRates apply to average daily balances of $3,000,000.00 or greater. Interest compounded daily / credited monthly. Rate and APY may change after account opening. | 2.66% | — | Rates apply to average daily balances of $3,000,000.00 or greater. Interest compounded daily / credited monthly. Rate and APY may change after account opening. |
Sources (1)
- peoplesbank.bank/rates · captured Oct 15, 2026
High Yield Savings
0.02%APY
Requires active People's Bank Checking Account and new money at opening. Minimum opening balance $1,000. $10 monthly service charge waived with $1,000 minimum average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Average daily balance up to $999.99. $10 monthly service fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. | 0.05% | — | Average daily balance up to $999.99. $10 monthly service fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. |
| $1,000 – $5,001Average daily balance of $1,000.00 - $5,000.99. $10 monthly fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. | 1.76% | — | Average daily balance of $1,000.00 - $5,000.99. $10 monthly fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. |
| $5,001 – $10,000Average daily balance of $5,001.00 - $9,999.99. $10 monthly fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. | 1.06% | — | Average daily balance of $5,001.00 - $9,999.99. $10 monthly fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. |
| $10,000 and upAverage daily balance of $10,000.00 or greater. $10 monthly fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. | 0.02% | $2 | Average daily balance of $10,000.00 or greater. $10 monthly fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening. |
First-Time Home Buyer Savings
0.07%APY
Allows Oregon residents to save money for first-time home ownership with taxable income deduction benefits. Can be opened between January 1, 2019 through December 31, 2026. Funds must be used to buy a single-family home within 10 years of opening the account. Minimum opening deposit is $100. $3 monthly service fee is waived by maintaining a $200 minimum average daily balance or for account holders 50 or older.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Average daily balance up to $2,999.99. Interest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders 50 and older. | 0.05% | — | Average daily balance up to $2,999.99. Interest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders 50 and older. |
| $3,000 and upAverage daily balance of $3,000.00 or greater. Interest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders 50 and older. | 0.07% | $7 | Average daily balance of $3,000.00 or greater. Interest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders 50 and older. |
Special-purpose accounts
Savings
0.05%APY
Minimum opening deposit is $100 ($1 for minor). $3 monthly service fee waived if average daily balance of $200 is maintained, or if account owner is under 18 or 50 years and older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders under 18 or 50 and older. Minimum opening deposit $1 for minors.Any balance | 0.05% | $5 | Interest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders under 18 or 50 and older. Minimum opening deposit $1 for minors. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.