Credit union · NCUA insured
OCCU | Oregon Community Credit Union
A $3.6B credit union, the 141st largest of 4,329, headquartered in Eugene, OR, with 291,796 members and 17 branches in Oregon. Best rates: CDs 4.05% and savings 1.00% APY.
OCCU | Oregon Community Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#4 of 21 in Eugene, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About OCCU | Oregon Community Credit Union
Oregon Community Credit Union (OCCU) is a member-owned, not-for-profit financial cooperative located in Oregon and Washington, operating 16 branches across Oregon.
The credit union originated with a group of State of Oregon employees pooling cash into a shoebox.
- Headquarters
- 2880 Chad Dr, Eugene, OR 97408
- NCUA charter
- 65856
Branches
17 branches in Oregon
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Oregon
17 branches
Eugene area · 10
- Cottage Grove150 Gateway Blvd, Cottage Grove, OR 97424Directions
- Campus Branch895 E 13th Ave, Eugene, OR 97401Directions
- Coburg Road Branch2525 Coburg Rd, Eugene, OR 97408Directions
- Downtown Branch488 E 11th Ave, Eugene, OR 97401Directions
- Royal Branch4770 Royal Ave, Eugene, OR 97402Directions
- Santa Clara Branch45L Division Ave Ste L, Eugene, OR 97404Directions
- South Eugene Branch2890 Willamette St, Eugene, OR 97405Directions
- West 11th Branch3065 W 11th Ave, Eugene, OR 97402Directions
- Junction City Branch94606 Highway 99 W, Junction City, OR 97448Directions
- Mohawk Branch1981 Mohawk Blvd, Springfield, OR 97477Directions
Bend area · 2
- Bend Branch20785 NW Henry Ave Ste 150, Bend, OR 97703Directions
- Redmond Branch875 SW Rimrock Way, Ste 100, Redmond, OR 97756Directions
Corvallis area · 2
- Corvallis 9th Street840 NW 9th St, Corvallis, OR 97330Directions
- Corvallis Campus2001 NW Monroe Ave Ste 108, Corvallis, OR 97330Directions
Salem area · 2
- Keizer Branch5402 River Rd N, Keizer, OR 97303Directions
- Salem Service Center2755 Commercial St SE, Salem, OR 97302Directions
Roseburg area · 1
- Roseburg Branch780 NW Garden Valley Blvd Ste 61, Roseburg, OR 97471Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.81% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.49% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.90% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $110 | $88 | — |
- CapitalNet worth ratio10.81%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.49%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$110Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of OCCU | Oregon Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.