Credit union · NCUA insured
Oklahoma Central Credit Union Savings Rates
Oklahoma Central Credit Union’s best savings rate is 1.50% APY on $10,000, with its Elevate Money Market Account. Rates checked October 15, 2026.
How Oklahoma Central Credit Union’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where Oklahoma Central Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oklahoma Central Credit Union
1.50%APY
- Minimum
- $25
- Earns on $10,000 a year
- $150
Elevate Money Market Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Oklahoma Central Credit Union savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Central Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Elevate Money Market Account
1.50%APY
Dividends compounded monthly. Dividend rate may change after account open. Membership conditions may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 1.50% | $150 |
| $50,000 – $100,000 | 2.00% | — |
| $100,000 – $250,000 | 2.50% | — |
| $250,000 – $500,000 | 3.50% | — |
| $500,000 – $2,500,000 | 5.00% | — |
| $2,500,000 and up | 0.00% | — |
Sources (1)
- oklahomacentral.creditunion/savings · captured Oct 5, 2026
Investor Money Market Account
1.80%APY
Minimum deposit to open $50,000. Minimum balance to earn dividends $50,000. $10 monthly fee if daily balance drops below $50,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upRate applies to balances $50,000.00 and above.$50,000 and up | 1.80% | — | Rate applies to balances $50,000.00 and above. |
Sources (2)
All captured Oct 5, 2026
Money Market Account
1.50%APY
Dividends compounded and paid monthly. Dividend rate may change after account open. Six free withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $30,000Minimum balance fee of $10 if daily balance drops below $2,000. | 1.50% | $150 | Minimum balance fee of $10 if daily balance drops below $2,000. |
| $30,000 – $50,000Minimum balance fee of $10 if daily balance drops below $2,000. | 1.55% | — | Minimum balance fee of $10 if daily balance drops below $2,000. |
| $50,000 and upMinimum balance fee of $10 if daily balance drops below $2,000. | 1.65% | — | Minimum balance fee of $10 if daily balance drops below $2,000. |
Sources (1)
- oklahomacentral.creditunion/savings · captured Oct 5, 2026
Special-purpose accounts
Kids Club Savings
3.00%APY
For youngsters 0-12 years old. Dividends compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000No minimum balance required to earn APY. Stated rates may change after opening. Fees could reduce earnings.Up to $1,000 | 3.00% | — | No minimum balance required to earn APY. Stated rates may change after opening. Fees could reduce earnings. |
Sources (1)
- oklahomacentral.creditunion/youthaccounts · captured Oct 5, 2026
Varsity Club Savings
3.00%APY
For 13-17 year-olds. Dividends compounded quarterly. Free ATM card available with adult authorization.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000No minimum balance required to earn APY. Stated rates may change after opening. Fees could reduce earnings.Up to $1,000 | 3.00% | — | No minimum balance required to earn APY. Stated rates may change after opening. Fees could reduce earnings. |
Sources (1)
- oklahomacentral.creditunion/youthaccounts · captured Oct 5, 2026
IRA Savings
0.40%APY
Covers Traditional and Roth IRA savings accounts attached to plans. Dividends paid monthly at a fixed rate. Contributions subject to IRS annual limits. $250 savings minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Applies to Traditional and Roth IRA savings balances under $200. | 0.00% | — | Applies to Traditional and Roth IRA savings balances under $200. |
| $200 – $20,000Applies to Traditional and Roth IRA savings. | 0.40% | $40 | Applies to Traditional and Roth IRA savings. |
| $20,000 – $40,000Applies to Traditional and Roth IRA savings. | 0.50% | — | Applies to Traditional and Roth IRA savings. |
| $40,000 and upApplies to Traditional and Roth IRA savings on balances $40,000.00 and over. | 0.65% | — | Applies to Traditional and Roth IRA savings on balances $40,000.00 and over. |
Sources (1)
- oklahomacentral.creditunion/savings · captured Oct 5, 2026
Coverdell Education Savings Account
0.40%APY
Tax-advantaged education savings plan for a child's education expenses. Earnings withdrawn before age 30 for qualified educational expenses are tax-free. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upEarned on balances of $250 and over. $250 minimum deposit to open.$250 and up | 0.40% | $40 | Earned on balances of $250 and over. $250 minimum deposit to open. |
Sources (1)
- oklahomacentral.creditunion/savings · captured Oct 5, 2026
Who can join Oklahoma Central Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of one of OCCU's more than 1,100 partner companies are eligible to join.
Family and household
- Family members of current Oklahoma Central Credit Union members are eligible to join.
Other ways
- Individuals affiliated with another credit union may be eligible to join.
Cost to join
- There is no cost to become a member of Oklahoma Central Credit Union.
Membership information collected October 4, 2026.