Bank · FDIC insured
Frontier State Bank Savings Rates
Top CarrotFrontier State Bank’s best savings rate is 1.97% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Frontier State Bank’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Frontier State Bank has the most branches. $10,000, best rate first.
This bank’s best
Frontier State Bank
1.97%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $197
Money Market Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Frontier State Bank savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0001.97%
- $100,000 balance$100,0002.07%
- QualifiedQualified1.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Frontier State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.97%APY
$12.00 monthly maintenance fee if balance falls below $2,500 any day during the statement cycle period. $500 minimum balance each day to earn disclosed APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $49,999Requires $500 minimum daily balance to earn stated APY. $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. | 1.97% | $197 | Requires $500 minimum daily balance to earn stated APY. $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. |
| $50,000 – $99,999$12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. | 2.02% | — | $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. |
| $100,000 – $249,999$12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. | 2.07% | — | $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. |
| $250,000 – $749,999$12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. | 2.17% | — | $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. |
| $750,000 and up$12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. | 2.55% | — | $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle. |
Regular Savings
0.40%APY
No monthly maintenance fee if $100 minimum daily balance is maintained; $4.00 fee if balance falls below $100 any day during the statement cycle/month. $100 minimum daily balance to earn stated APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum daily balance of $100.00 to earn stated APY and avoid the $4.00 monthly maintenance fee.$100 and up | 0.40% | $40 | Must maintain a minimum daily balance of $100.00 to earn stated APY and avoid the $4.00 monthly maintenance fee. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.