Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Ohio
- 2.00%APY$200 a year on $10,000
Requirements
Product: Must maintain a balance of $2,000 in the Main Share account to qualify for a Super Share.
1.98% interest rate
Rate by balance
Rate by balance for Super Share Balance APY Up to $50,000Your amount 2.00% $50,000 – $99,999 2.25% $100,000 – $499,999 2.50% $500,000 – $999,999 2.75% $1,000,000 and up 3.00% Rate checked
More details - Kemba Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–3.00% by balance
Credit union · 10 branches
2.00%APY$200 a year on $10,000Requirements
Product: No minimum deposit to open. No monthly service fee. 6 free transactions per month. Dividends calculated by the daily balance method.
1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 2.00% $25,000 – $74,999 2.25% $75,000 – $149,999 2.50% $150,000 – $249,999 2.75% $250,000 and up 3.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Free account linked to Kasasa Cash or Kasasa Cash Back checking. Requires meeting monthly qualification cycle requirements (at least 12 debit card purchases post and settle, enroll in e-statements, log into online banking) to earn premium rates. Limit 1 account per SSN.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.00% $100,000 and upWhen qualifications are met in linked Kasasa Cash or Kasasa Cash Back account; 0.50%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa checking account.
Offer: When qualifications are met on linked Kasasa checking account.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.50% Rate checked
More details - Pathways Financial Credit UnionMoney MarketMoney Market · $2,500 min · 1.90%–2.40% by balance
Credit union · 12 branches
2.00%APY$200 a year on $10,000Requirements
Product: Rates on variable rate accounts could change after account opening. Open account and earn dividends with initial deposit of $2,500.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.90% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.20% $100,000 – $250,000 2.30% $250,000 and up 2.40% Rate checked
More details - The Union Bank CompanyUnion Rewards High InterestSavings · $50 min · 0.35%–2.00% by balance
Bank · 15 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum opening deposit $50. Qualifications apply for higher rates. Rates current as of 11/09/2024.
Offer: Qualifications met. Balance up to $10,000.
1.98% interest rate · Effective Nov 9, 2024
Rate by balance
Rate by balance for Union Rewards High Interest Balance APY Up to $10,000Your amount 2.00% $10,000 – $20,000APY stated as 2.00% to 1.50%. 1.01%* Over $20,000APY stated as 1.50% to 0.37%. 0.35%* Rate checked
More details - AllWealth Federal Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.40% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: All dividends are compounded daily. APYs change at any time without notice. Fees could reduce earnings.
Offer: Applies to balances < $2,500.00.
Compounded daily · Effective Nov 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.25% $100,000 and up 2.40% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: A BSB Cash Back account is required to have a BSB Saver with Cash Back account. No minimum balance required to earn rewards.
Offer: Earned when qualifications are met on balances up to and including $50,000.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for BSB Saver with Cash Back Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Quest Federal Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $500 min · 1.97%–2.79% by balance
Credit union · 7 branches
1.97%APY$197 a year on $10,000Requirements
Product: Requires a minimum balance of $500.00 to earn interest. Maximum of 1 withdrawal per month allowed; $15.00 penalty per excess withdrawal. No fees or penalties if balance falls below $500.00.
Offer: Basic High Yield Money Market tier ($500-$10,000).
Effective May 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY $500 – $10,000Your amount 1.97% $10,001 – $50,000 2.12% $50,001 – $100,000 2.27% $100,001 – $150,000 2.53% Over $150,001 2.79% Rate checked
More details - Commstar Credit UnionStar Money MarketStar Money Market · $2,500 min · 1.95%–2.30% by balance
Credit union · 2 branches
1.95%APY$195 a year on $10,000Requirements
Offer: Tier 1
Effective Oct 5, 2026
Rate by balance
Rate by balance for Star Money Market Balance APY $2,500 – $25,000Your amount 1.95% $25,000 – $50,000Tier 2 2.00% $50,000 – $100,000Tier 3 2.15% $100,000 – $250,000Tier 4 2.25% $250,000 – $500,000Tier 5 2.30% $500,000 and upTier 6 2.30% Rate checked
More details - KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.95%–2.55% by balance
Credit union · 13 branches
1.95%APY$195 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: KEMBA Advantage APY. Requires meeting KEMBA Advantage status requirements: active checking with at least 15 qualifying transactions/month, direct deposit of full payroll/Social Security/pension ($1,000+/month min), and eStatements. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.95% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 2.55% $250,000 and up 2.55% Rate checked
More details - COPFCUCOPFCU Money Market AccountCOPFCU Money Market Account · $2,000 min · 1.90%–2.10% by balance
Credit union · 6 branches
1.95%APY$195 a year on $10,000Requirements
Product: Minimum balance to open is $2,000. Tiered interest rates based on balance.
1.88% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for COPFCU Money Market Account Balance APY $2,000 – $10,000 1.90% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.00% $50,000 – $100,000 2.05% $100,000 and up 2.10% Rate checked
More details - 1.95%APY$195 a year on $10,000
Requirements
Product: Money Market Special for Consumer accounts only. Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
Offer: Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties.
1.93% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
643 accounts at 265 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch