Bank · FDIC insured
Belmont Savings Bank
A $612.9M bank headquartered in Bellaire, OH, with 4 branches in Ohio.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—2.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Belmont Savings Bank
Belmont Savings Bank is a mutual bank headquartered in Bellaire, Ohio, operating four locations.
Serving the Ohio Valley for over 140 years, it opened offices in Bellaire in 1956, St. Clairsville in 1966, Powhatan Point in 1976, and Barnesville in 1980.
- Headquarters
- 426 34th Street, Bellaire, OH 43906
- FDIC certificate
- 28348 ↗
Branches
4 branches in Ohio
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Ohio
4 branches
- Belmont Savings BankMain office426 34th Street, Bellaire, OH 43906Directions
- 915 East Main St Branch915 E Main St, Barnesville, OH 43713Directions
- 298 Highway #7 Branch298 Sthwy 7, Powhatan Point, OH 43942Directions
- 215 West Main Street Branch215 W Main St, St. Clairsville, OH 43950Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.63% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.67% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.36% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio13.63%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.67%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.36%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Belmont Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.