Credit union · Privately insured
Commstar Credit Union Savings Rates
Top CarrotCommstar Credit Union’s best savings rate is 1.95% APY on $10,000, with its Star Money Market. Rates checked October 16, 2026.
How Commstar Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Commstar Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Commstar Credit Union
1.95%APY
- Minimum
- —
- Earns on $10,000 a year
- $195
Star Money Market
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Commstar Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.95%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commstar Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Star Money Market
1.95%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Tier 1 | 1.95% | $195 | Tier 1 |
| $25,000 – $50,000Tier 2 | 2.00% | — | Tier 2 |
| $50,000 – $100,000Tier 3 | 2.15% | — | Tier 3 |
| $100,000 – $250,000Tier 4 | 2.25% | — | Tier 4 |
| $250,000 – $500,000Tier 5 | 2.30% | — | Tier 5 |
| $500,000 and upTier 6 | 2.30% | — | Tier 6 |
Sources (1)
- commstar.org/rates · captured Oct 6, 2026
Saver
0.00%APY on $10,000
| Part of the balance | Rate on that part |
|---|---|
| $40,000 and up | 0.10% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- commstar.org/rates · captured Oct 6, 2026
Special-purpose accounts
Christmas/Vacation Club
0.10%APY
Club funds deposit into checking or savings when the Club year ends. Christmas Club year runs Oct 1 – Sep 30; Vacation Club year runs May 1 – Apr 30. Can begin at any time.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Traditional IRA
0.10%APY
No fees for a Community Star Credit Union IRA. Traditional and Roth IRA options available. Offers variable rate option (Accumulation IRA) with monthly dividend payout.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Commstar Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Lorain County, Cuyahoga County, Erie County, or Huron County.
Membership information collected October 5, 2026.