Credit union · NCUA insured
Quest Federal Credit Union Savings Rates
Top CarrotQuest Federal Credit Union’s best savings rate is 1.97% APY on $10,000, with its High Yield Money Market Account. Rates checked October 17, 2026.
How Quest Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Bellefontaine, OH, where Quest Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quest Federal Credit Union
1.97%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $197
High Yield Money Market Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Buckeye State Bank
3.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $300
Quest Federal Credit Union savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0001.97%
- $10,000 balance$10,0001.97%
- $100,000 balance$100,0002.27%
- QualifiedQualified1.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quest Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus Savings Account
5.00%APY
Available to Ohio residents at least 18 years of age with a primary residence in Ohio. Proceeds must be used within five years toward down payment or closing costs of a home purchase in Ohio. Account balance cannot exceed $100,000. Quest FCU membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $100,000Rate applies to balances greater than $500.00. Maximum account balance is $100,000. Must maintain a minimum balance of at least $500.$500 – $100,000 | 5.00% | $500 | Rate applies to balances greater than $500.00. Maximum account balance is $100,000. Must maintain a minimum balance of at least $500. |
Sources (1)
- questfcu.com/member-benefits/homebuyerplus · captured Sep 17, 2026
High Yield Money Market Account
1.97%APY
Requires a minimum balance of $500.00 to earn interest. Maximum of 1 withdrawal per month allowed; $15.00 penalty per excess withdrawal. No fees or penalties if balance falls below $500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $10,000Basic High Yield Money Market tier ($500-$10,000). | 1.97% | $197 | Basic High Yield Money Market tier ($500-$10,000). |
| $10,001 – $50,000Bronze High Yield Money Market tier ($10,001-$50,000). | 2.12% | — | Bronze High Yield Money Market tier ($10,001-$50,000). |
| $50,001 – $100,000Silver High Yield Money Market tier ($50,001-$100,000). | 2.27% | — | Silver High Yield Money Market tier ($50,001-$100,000). |
| $100,001 – $150,000Gold High Yield Money Market tier ($100,001-$150,000). | 2.53% | — | Gold High Yield Money Market tier ($100,001-$150,000). |
| Over $150,001Platinum High Yield Money Market tier ($150,001+). | 2.79% | — | Platinum High Yield Money Market tier ($150,001+). |
Misc Shares
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $150 and up | 0.35% | $35 |
Sources (1)
- questfcu.com/rates · captured Sep 17, 2026
Regular Shares
0.35%APY
$5.00 par value deposit into a Regular Share Account secures credit union membership. Limited to 6 debit transactions per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upInterest/dividends paid monthly on balances of $150 or more. $5 minimum balance represents par value share.$150 and up | 0.35% | $35 | Interest/dividends paid monthly on balances of $150 or more. $5 minimum balance represents par value share. |
Transactional Shares
0.35%APY
No transaction limits. No minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upInterest paid monthly on balances of $150 or more.$150 and up | 0.35% | $35 | Interest paid monthly on balances of $150 or more. |
Special-purpose accounts
IRA Share
1.36%APY
Available to qualifying members with compensation. Available as Traditional or Roth IRA shares. Direct deposit, rollover, or direct transfer supported.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 and upRate applies to both Traditional IRA Shares (TRAD IRA SHARE) and Roth IRA Shares (ROTH IRA SHARE).$150 and up | 1.36% | $136 | Rate applies to both Traditional IRA Shares (TRAD IRA SHARE) and Roth IRA Shares (ROTH IRA SHARE). |
Christmas Club
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $150 and up | 0.35% | $35 |
Sources (1)
- questfcu.com/rates · captured Sep 17, 2026
Vacation Club
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $150 and up | 0.35% | $35 |
Sources (1)
- questfcu.com/rates · captured Sep 17, 2026
Who can join Quest Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Hardin, Logan, and Wyandot County.
Membership information collected October 5, 2026.