Compare Bank & Credit Union Rates
Best savings rates in Toledo, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Toledo, OH
- 0.10%APY$10 a year on $10,000
Requirements
Product: Opening Balance of $50. Minimum Balance of $200 (Monthly Maintenance Fee Applies if Balance Falls Below $200). Service Charges Waived for Minors and Non-Profit Organizations. Variable Interest Rate.
Offer: Minimum balance required to open and maintain stated yield.
0.10% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded quarterly. $5.00 minimum opening deposit. $25.00 minimum balance required to receive dividends/obtain APY.
Offer: $5.00 to open, $25.00 to obtain APY
0.10% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum opening deposit and no monthly fees. Transfers and withdrawals limited to 6 per month.
Offer: Dividends compounded and credited quarterly based on average daily balance.
0.10% interest rate · No monthly fee · Effective Jun 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires purchasing and maintaining 1 share ($25.00 par value) for membership. A $5.00 monthly service fee applies if balance is under $100.00 at month end (fee waived with multiple account relationship). Transfers and withdrawals limited to 6 per month.
Offer: Dividends compounded and credited quarterly based on average daily balance.
0.10% interest rate · $5 monthly fee · Effective Jun 30, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 4 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Base rate paid on entire account balance when Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking qualifiers have not been met during the monthly statement cycle.
Qualified rate · 0.07% interest rate · No monthly fee · Effective Jun 10, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 4 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 10 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Sun Federal Credit UnionEmpower Money MarketEmpower Money Market · $1,000 min · 0.05%–1.10% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Empower Money Market Balance APY $1,000 – $75,000Your amount 0.05% $75,000 – $100,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $75,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.90% $100,000 – $150,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $100,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 0.95% $150,000 – $200,000Member Value Program (MVP) rate. Minimum deposit to earn APY: $150,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.00% $200,000 and upMember Value Program (MVP) rate. Minimum deposit to earn APY: $200,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product. 1.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To become a member of Sun Federal Credit Union, a savings account with a minimum deposit of $5.00 is required at opening. Add more savings accounts without a minimum balance once a member.
Offer: Minimum deposit to earn APY: $5.00.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum deposit of $5 for the purpose of one share is required to open an account and maintain membership.
Offer: Compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective May 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Two free withdrawals per month, $0.75 for additional withdrawals; all withdrawals free for checking account members. $5.00 minimum cash withdrawal, $500.00 cash withdrawal limit per day. Members forfeit dividends if closing account before accrued dividends are credited.
Offer: Paid 06/30/2026.
Promotional rate · 0.05% interest rate · Effective Jan 1, 2026
Rate checked
More details - Superior Credit UnionShare/Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Requires purchase of a $5.00 par value share in the credit union. Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to obtain APY is $100.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Toledo, OH
71 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Toledo, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 2 branches
- Fremont Federal Credit UnionCredit union · 1 branch
- Directions Credit UnionCredit union · 9 branches