Bank · FDIC insured
GenoaBank
A $747.8M bank headquartered in Genoa, OH, with 9 branches in Ohio. Best rates: savings 0.10% APY.
GenoaBank Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#30 of 31 in Toledo, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About GenoaBank
Founded in 1902, GenoaBank is a locally owned, independent community bank serving business and private customers.
The bank serves Lucas, Ottawa, Sandusky, Wood, Fulton, and Erie counties in Ohio, along with Monroe County in Michigan.
It operates branch locations in Elmore, Fremont, Maumee, Millbury, Oregon, Perrysburg/Rossford, Port Clinton/Catawba, Sylvania, and Downtown Toledo, Ohio.
- Headquarters
- 801 Main St, Genoa, OH 43430
- FDIC certificate
- 2285 ↗
Branches
9 branches in Ohio
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Ohio
9 branches
Toledo area · 5
- Maumee Branch703 Conant St, Maumee, OH 43537Directions
- Oregon Branch3201 Navarre Ave, Oregon, OH 43616Directions
- Rossford Branch9920 Old Us 20, Rossford, OH 43460Directions
- Sylvania Branch5501 Monroe St, Sylvania, OH 43560Directions
- Downtown Toledo202 N. Summit Street, Toledo, OH 43604Directions
Sandusky area · 3
- The Genoa Banking CompanyMain office801 Main St, Genoa, OH 43430Directions
- Millbury Branch24950 State Route 51 W, Millbury, OH 43447Directions
- Port Clinto/Catawba Branch4068 East Harbor Rd, Port Clinton, OH 43452Directions
Fremont area · 1
- Fremont Branch1701 W State Street, Fremont, OH 43420Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio7.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of GenoaBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.