Bank · FDIC insured
GenoaBank Savings Rates
GenoaBank’s best savings rate is 0.10% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How GenoaBank’s savings rates compare
Compared with banks and credit unions near Toledo, OH, where GenoaBank has the most branches. $10,000, best rate first.
This bank’s best
GenoaBank
0.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $10
Statement Savings
Top rate
Superior Credit Union
3.95%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $395
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
GenoaBank savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GenoaBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Christmas Club Savings
0.10%APY
Opening Balance of $2. Interest Paid Only at Maturity. Check will be issued on November 1. Activity restrictions apply. No Minimum Balance Required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Interest Paid Only at Maturity. Check issued November 1.Any balance | 0.10% | $10 | No minimum balance required. Interest Paid Only at Maturity. Check issued November 1. |
Sources (2)
All captured Oct 6, 2026
Statement Savings
0.10%APY
Opening Balance of $50. Minimum Balance of $200 (Monthly Maintenance Fee Applies if Balance Falls Below $200). Service Charges Waived for Minors and Non-Profit Organizations. Variable Interest Rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance required to open and maintain stated yield.$200 and up | 0.10% | $10 | Minimum balance required to open and maintain stated yield. |
Sources (2)
All captured Oct 6, 2026
Vacation Club Savings
0.10%APY
Opening Balance of $2. Interest Paid Only at Maturity. Check will be issued on May 1. Activity restrictions apply. No Minimum Balance Required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Interest Paid Only at Maturity. Check issued May 1.Any balance | 0.10% | $10 | No minimum balance required. Interest Paid Only at Maturity. Check issued May 1. |
Sources (2)
All captured Oct 6, 2026
Health Savings Account
0.05%APY
No Minimum Opening Balance. No Set-Up Fee. Competitive Tiered Interest Rates. Account Accessed by Check or Debit Card.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.05% | — |
| $5,000 – $10,000 | 0.05% | — |
| $10,000 and up | 0.05% | $5 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.