Credit union · NCUA insured
ProMedica Federal Credit Union
A $61.5M credit union headquartered in Toledo, OH, with 6,557 members and 4 branches in Ohio. Best rates: savings 0.10% APY.
ProMedica Federal Credit Union Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#27 of 31 in Toledo, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ProMedica Federal Credit Union
Headquartered in Downtown Toledo, ProMedica Federal Credit Union is a member-owned financial cooperative where all account holders are co-owners.
The credit union exclusively serves employees of ProMedica and their families.
- Headquarters
- 245 N Summit St, Toledo, OH 43604-1577
- NCUA charter
- 21226
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of ProMedica are eligible for membership.
Family and household
- Family members of ProMedica employees are eligible for membership.
Cost to join
- Members purchase one share in the financial cooperative upon an initial deposit of $25.
Branches
4 branches in Ohio
Loading map…
Ohio
4 branches
- PFCU - DowntownMain office245 N Summit St, Toledo, OH 43604Directions
- PFCU - Flower5200 Harroun Rd Fl 2, Sylvania, OH 43560Directions
- PFCU - Central2301 W Central Ave, Toledo, OH 43606Directions
- PFCU - Toledo2142 N Cove Blvd, Jobst Tower, 1st Floor, Toledo, OH 43606Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.75% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio10.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.75%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ProMedica Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.