Compare Bank & Credit Union Rates
Best savings rates in North Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in North Carolina
- 0.20%APY$20 a year on $10,000
Requirements
Product: Membership share account; interest accrued daily and paid monthly. Minimum opening deposit $5.00.
No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are calculated daily and paid quarterly. $10.00 fee for any withdrawals over 6 per quarter.
0.20% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic savings account establishing credit union membership. Minimum balance of $100.00 required to earn interest.
Offer: Minimum balance to earn interest
0.20% interest rate · Effective Aug 1, 2026
Rate checked
More details - Piedmont Federal BankMoney MarketsMoney Markets · $2,500 min · 0.20%–1.30% by balance
Bank · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield. A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.
Offer: A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY.
0.20% interest rate
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $500,000 0.60% $500,000 – $1,000,000,000 1.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required. Must open a share/savings account with a minimum deposit of $25.00. One-time membership fee of $2.00.
0.20% interest rate
Rate checked
More details - Blue Flame Credit UnionMoney Market SavingsMoney Market Savings · $500 min · 0.20%–1.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends are compounded and paid monthly. Some withdrawal limitations apply.
Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $10,000Your amount 0.20% $10,000 – $25,000 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $250,000 0.95% Over $250,000 1.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Dividends paid quarterly. Minimum to earn dividends is $100.00.
0.20% interest rate · Effective Jun 6, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Dividends paid quarterly. Minimum to earn dividends is $0.00.
0.20% interest rate · Effective Jun 6, 2024
Rate checked
More details - 0.18%APY$17 a year on $10,000
Requirements
Product: Minimum $5 deposit/balance required. Dividends paid quarterly (minimum $100 balance to qualify for dividend). 3 free withdrawals/transfers per month ($5 fee for additional). Membership eligibility requirements apply.
Offer: Dividends paid quarterly; minimum $100 balance to qualify for dividend. Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting. 3 free withdrawals/transfers per month.
No monthly fee · Effective Mar 31, 2025
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 12 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · 10 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: With $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500.
Qualified rate · 0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - Sharonview Federal Credit UnionJumbo Money Market AccountJumbo Money Market Account · $500 min · 0.05%–3.25% by balance
Credit union · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility required. $500 minimum deposit to open account. Fees could reduce earnings. APY may change after account opening.
Offer: Below $500 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Any balance 0.05% $500 and upYour amount 0.15% $100,000 and up 2.75% $250,000 and up 3.25% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 6 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–23
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches