Credit union · NCUA insured
Greensboro Credit Union Savings Rates
Greensboro Credit Union’s best savings rate is 0.18% APY on $10,000, with its Membership Saving Account. Rates checked October 22, 2026.
How Greensboro Credit Union’s savings rates compare
Compared with banks and credit unions near Greensboro, NC, where Greensboro Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greensboro Credit Union
0.18%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $17
Membership Saving Account
Top rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Truliant Federal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Greensboro Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.18%
- $10,000 balance$10,0000.18%
- $100,000 balance$100,0000.18%
- QualifiedQualified0.18%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greensboro Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Saving Account
0.18%APY
Minimum $5 deposit/balance required. Dividends paid quarterly (minimum $100 balance to qualify for dividend). 3 free withdrawals/transfers per month ($5 fee for additional). Membership eligibility requirements apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly; minimum $100 balance to qualify for dividend. Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting. 3 free withdrawals/transfers per month.$100 and up | 0.18% | $17 | Dividends paid quarterly; minimum $100 balance to qualify for dividend. Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting. 3 free withdrawals/transfers per month. |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.18%APY
No minimum balance, no monthly fees. Dividends paid quarterly. Funds disburse October 1st and are available for withdrawal/transfer October 1 through December 31st; $10 fee per transaction for early/late withdrawal/transfer outside this period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly. Funds disburse October 1st; available for withdrawal/transfer October 1 through December 31 ($10 fee per transaction outside this window). Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting.Any balance | 0.18% | $17 | Dividends paid quarterly. Funds disburse October 1st; available for withdrawal/transfer October 1 through December 31 ($10 fee per transaction outside this window). Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting. |
Sources (3)
All captured Sep 19, 2026
Vacation Club
0.18%APY
No minimum balance, no monthly fees. Dividends paid quarterly. Funds disburse April 1st and are available for withdrawal/transfer April 1 through June 30th; $10 fee per transaction for early/late withdrawal/transfer outside this period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly. Funds disburse April 1st; available for withdrawal/transfer April 1 through June 30th ($10 fee per transaction outside this window). Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting.Any balance | 0.18% | $17 | Dividends paid quarterly. Funds disburse April 1st; available for withdrawal/transfer April 1 through June 30th ($10 fee per transaction outside this window). Dividend rates determined in last month of quarter prior to payment at Board of Directors' Meeting. |
Sources (3)
All captured Sep 19, 2026
Who can join Greensboro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in all of Greensboro and Guilford County.
Military, government and schools
- Membership is open to the United States Postal Service for all of North Carolina.
Family and household
- Family members as well as persons living in the same residence are eligible to join.
Cost to join
- A minimum balance of $5.00 is required to open an account.
Membership information collected October 4, 2026.