Credit union · NCUA insured
Champion Credit Union Savings Rates
Champion Credit Union’s best savings rate is 0.50% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How Champion Credit Union’s savings rates compare
Compared with banks and credit unions near Asheville, NC, where Champion Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Champion Credit Union
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Personal Money Market
Top rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Movement Bank
3.05%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $305
Champion Credit Union savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Champion Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.50%APY
No long-term commitment. No minimum transactions required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $5,000 | 0.20% | — |
| $5,000 – $25,000 | 0.50% | $50 |
| $25,000 – $50,000 | 1.00% | — |
| $50,000 and up | 2.00% | — |
Sources (3)
- championcu.com/personal/checking
- championcu.com/personal/dividend-rates
- championcu.com/personal/savings
All captured Sep 19, 2026
Miscellaneous Shares
0.20%APY
Special designated savings account needs such as taxes, tuition, vacation, down payments; interest accrued daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
- championcu.com/personal/dividend-rates
- championcu.com/personal/person…savings-comparison-chart
- championcu.com/personal/savings
All captured Sep 19, 2026
Regular Shares
0.20%APY
Membership share account; interest accrued daily and paid monthly. Minimum opening deposit $5.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
- championcu.com/personal/dividend-rates
- championcu.com/personal/person…savings-comparison-chart
- championcu.com/personal/savings
All captured Sep 19, 2026
Special-purpose accounts
IRA Savings
0.60%APY
IRA variable rate savings account. Covers Traditional and Roth IRA account wrappers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.60% | $60 |
Sources (1)
- championcu.com/personal/dividend-rates · captured Sep 19, 2026
Christmas Club
0.20%APY
Special savings account for holiday funds. Interest accrued daily and paid monthly. Money will be transferred to primary savings account in early November. Account automatically renews unless closed early. Cannot be used as overdraft protection.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
- championcu.com/personal/dividend-rates
- championcu.com/personal/person…savings-comparison-chart
- championcu.com/personal/savings
All captured Sep 19, 2026
Explore Savings
0.20%APY
For children ages 0-12 (up to 13 years old).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
- championcu.com/personal/dividend-rates
- championcu.com/personal/savings
- championcu.com/personal/youth-banking
All captured Sep 19, 2026
Explore Teen Savings
0.20%APY
For teens ages 13-17. Includes debit card, spending tracking, and building credit with support of parent or guardian.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
- championcu.com/personal/dividend-rates
- championcu.com/personal/savings
- championcu.com/personal/youth-banking
All captured Sep 19, 2026
Who can join Champion Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.