Credit union · NCUA insured
Greensboro Credit Union
A $16M credit union headquartered in Greensboro, NC, with 1,420 members and 3 branches in North Carolina. Best rates: savings 0.18% APY.
Greensboro Credit Union Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#23 of 31 in Greensboro, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greensboro Credit Union
Greensboro Credit Union became Greensboro's first credit union in 1928 and was formerly known as Greensboro Postal Credit Union.
Originally founded to serve the United States Postal Service across North Carolina, the credit union now serves all of Greensboro and Guilford County.
- Headquarters
- 3701 W Wendover Ave, Greensboro, NC 27495-0001
- NCUA charter
- 63445
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in all of Greensboro and Guilford County.
Military, government and schools
- Membership is open to the United States Postal Service for all of North Carolina.
Family and household
- Family members as well as persons living in the same residence are eligible to join.
Cost to join
- A minimum balance of $5.00 is required to open an account.
Branches
3 branches in North Carolina
Loading map…
North Carolina
3 branches
- NdcMain office3701 W Wendover Ave, Greensboro, NC 27495Directions
- Main Post Office201 N Murrow Blvd, Greensboro, NC 27401Directions
- Pleasant Ridge Office1120 Pleasant Ridge Rd, Greensboro, NC 27498Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 34.29% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 5.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $87 | $59 | — |
- CapitalNet worth ratio34.29%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late5.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$87Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greensboro Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.