Compare Bank & Credit Union Rates
Best savings rates in New Mexico
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in New Mexico
- 0.30%APY$30 a year on $10,000
Requirements
Offer: Earns dividends on balances of $25 or more; $25 balance required.
0.30% interest rate
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 20 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 13 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - White Sands Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–1.76% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to members who live, work, or worship in Dona Ana, Sierra, El Paso, or Hudspeth County, family members of current members, or anyone over age 55 in the community. Requires a one-time $10 membership fee. With a minimum opening balance and maintained minimum daily balance. APY is based on compounded rate. The dividend rate and annual percentage yield may change monthly. There is a minimum average daily balance to avoid a service fee. Dividends calculated on average daily balance; accrued dividends not paid if closed prior to crediting. Maximum of 6 preauthorized, automatic, or telephone transfers per month by check, draft, or debit card to a third party.
Offer: Requires a minimum balance of $2,500 to earn stated rate.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.30% $25,000 and up 0.80% $50,000 and up 0.90% $100,000 and up 1.26% $200,000 and up 1.76% Rate checked
More details - Internationalites Federal Credit UnionSavings AccountsSavings · $30 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly using the average daily balance method. A minimum of 6 shares at $5.00 par value ($30.00) is required for credit union membership.
0.00% interest rate · Effective Feb 28, 2023
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $201 0.00% $201 – $5,000 0.10% $5,000 – $10,000 0.20% $10,000 and upYour amount 0.30% Rate checked
More details - The Florist Federal Credit UnionRegular SavingsSavings · $25 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.15% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY $25 and up 0.15% $2,500 and upYour amountAvg. 0.30% Rate checked
More details - Jemez Valley CUMoney Market/Golden Share AccountMoney Market/Golden Share Account · $500 min · 0.30%–1.00% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance of $500.00. No monthly maintenance fees on balances above $500.00. 3 free withdrawals per month (additional withdrawals assess a fee).
Offer: Calculations based on quarterly compounding and $500.00 balance.
0.30% interest rate · Effective Jan 24, 2023
Rate by balance
Rate by balance for Money Market/Golden Share Account Balance APY $500 – $10,000Your amount 0.30% $10,000 – $50,000 0.70% Over $50,000 1.00% Rate checked
More details - LOCO Credit UnionRegular Share SavingsSavings · $100 min · 0.25%–0.35% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends are calculated on a balance of $100.00 daily and paid monthly. ATM Card available.
Offer: Dividends calculated on a daily balance of $100.00 and paid monthly.
0.25% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a $50 minimum monthly deposit for nine months. Fee may reduce earnings on the account. A penalty may be imposed for early withdrawal on any share certificate product.
Offer: $10.00 Minimum Balance to obtain APY. Requires a $50 minimum monthly deposit for nine months. A penalty may be imposed for early withdrawal on any share certificate product.
0.25% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Service charge of $5.00 per quarter if average daily balance falls below $100.00 (no minimum balance requirement for children under 18 or individuals over 55).
Offer: The interest rate and annual percentage yield may change after account opening. Service charge of $5.00 per quarter if average daily balance falls below $100.00 (waived for under 18 or over 55). 6 withdrawals per calendar quarter ($2.00 per excess withdrawal).
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - United Business BankU Matter Money Market AccountU Matter Money Market Account · $5,000 min · 0.25%–1.77% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available on new money only. Account APY is based on a tiered rate system. Minimum deposit of $5,000 - maximum deposit of $10,000,000 requirement for U Matter Account Specials.
Offer: New money only.
Promotional rate · Effective Jul 23, 2026
Rate by balance
Rate by balance for U Matter Money Market Account Balance APY $1,000 – $10,001Your amount 0.25% $10,001 – $50,001 0.25% $50,001 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 and up 1.77% Rate checked
More details - Nusenda Credit UnionRegular SavingsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 26 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No monthly fees. Minimum opening deposit is $5. Must maintain the minimum daily balance each day to obtain the disclosed APY.
Offer: Non-Transaction Share/Dividend tier for minimum balance of $5.
0.00% interest rate · Compounded daily · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100 0.00% $100 – $9,999 0.25% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Regular Shares require a $25 minimum balance at all times. Rates are subject to change without notice including after an account is opened. Fees could reduce earnings.
0.20% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $100 0.20% $101 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $40,000 0.35% $40,001 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches