Compare Bank & Credit Union Rates
Best savings rates in Roswell, NM
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Roswell, NM
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Otero Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–1.75% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Minimum balance to earn dividends is $2,500. Monthly fee if balance falls below minimum is $5. Limited transfers and withdrawals per month ($250 minimum per transaction). Membership eligibility requirements apply.
Offer: Monthly fee of $5 if balance falls below $2,500. Minimum balance to earn dividends is $2,500.
0.00% interest rate · $5 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.45% $50,000 – $100,000 1.70% $100,000 – $250,000 1.70% $250,000 and up 1.75% Rate checked
More details - The Florist Federal Credit UnionMoney Market Plus CheckingMoney Market Plus Checking · $2,500 min
Credit union · 1 branch
1.00%APY$100 a year on $10,0001.00% interest rate
Rate checked
More details - 1.00%APY$100 a year on $10,000
Rate checked
More details - Artesia Credit UnionMoney Market Accounts (Big Dog Investor)Money Market Accounts (Big Dog Investor) · $1,000 min
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rate is fixed (not a variable account). Dividends are paid monthly. Withdrawal restrictions apply.
Offer: Starting at 0.75% dividend rate / APY. Fixed rate account. Dividends paid monthly. Requires maintaining the minimum balance throughout the month.
0.75% interest rate
Rate checked
More details - Artesia Credit UnionRegular SharesSavings · $100 min · 0.20%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must live, work, or worship in the state of New Mexico. Requires a $1 one-time membership fee and a $25 minimum balance at all times. Fees could reduce earnings.
Offer: $25 minimum balance required at all times. Fees could reduce earnings.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $5,000 0.20% $5,000 – $10,000 0.40% $10,000 – $35,000Your amount 0.50% $35,000 – $50,000 0.60% $50,000 – $100,000 0.75% Rate checked
More details - The Florist Federal Credit UnionRegular SavingsSavings · $25 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.15% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY $25 and up 0.15% $2,500 and upYour amountAvg. 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Regular Shares require a $25 minimum balance at all times. Rates are subject to change without notice including after an account is opened. Fees could reduce earnings.
0.20% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $100 0.20% $101 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $40,000 0.35% $40,001 and up 0.45% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Initial deposit of $25 is required to establish membership and must remain in the account; refunded upon account closure. You must have a share (savings) account to have other OFCU products or services.
Offer: $1.00 monthly fee assessed if balance falls below the required $25. APY is earned if dividends remain in the account for one year. Dividends are computed daily, compounded, and paid monthly.
0.15% interest rate · $1 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Roswell, NM
18 accounts at 7 banks and credit unions · checked Oct 22
- Typical
- 0.28%
- Top 10% from
- 1.48%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.63%
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Roswell, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Otero Federal Credit UnionCredit union · 2 branches