Compare Bank & Credit Union Rates
Best savings rates in Portales, NM
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–12 results in Roosevelt County, NM · Few institutions in Roosevelt County, NM: choose a wider area in the filters
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa Cash or Kasasa Cash Back checking account to auto-transfer rewards. No monthly maintenance fee. Requires qualifying monthly activities (at least 12 debit card purchases of $5.01 or more, e-statements, online/mobile banking login).
Offer: When monthly qualifications are met on linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Jun 8, 2026
Rate checked
More details - First Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.30%–2.27% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Tiered rates where higher balances earn higher rates. Minimum deposit of $500 to open. No monthly service fee and no minimum balance requirement to maintain the account. Enhanced access includes direct check writing (up to 6 transactions per month by check, pre-authorized automatic, or telephone drafts) and unlimited in-person or mail withdrawals.
0.30% interest rate · No monthly fee · Effective Jun 8, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25 0.30% Up to $2,500 1.51% $2,500 – $10,000 1.76% $10,000 – $25,000Your amount 1.76% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 – $250,000 2.02% $250,000 and up 2.27% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Offer: Earns dividends on all balances.
0.70% interest rate · Effective Jun 8, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes membership with First Financial Credit Union. $5 minimum balance required of all members ($2/monthly fee if balance falls below $5). No monthly service fee if minimum balance is maintained.
Offer: Minimum balance of $5 or more to earn dividends. $2 monthly fee applies if balance falls below $5.
0.35% interest rate · Effective Jun 8, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Save for a special purchase and name account accordingly. No minimum deposit required to open.
Offer: Earns dividends on all balances / entire balance.
0.15% interest rate · Effective Jun 8, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa Cash or Kasasa Cash Back checking account to auto-transfer rewards. No monthly maintenance fee. Requires qualifying monthly activities (at least 12 debit card purchases of $5.01 or more, e-statements, online/mobile banking login).
Offer: Applies to all balances if monthly qualifications are not met on linked Kasasa checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 8, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Roosevelt County, NM
12 accounts at 3 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.88%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.53%
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Clovis, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMB BankBank · 2 branches
- First Financial Credit UnionCredit union · 1 branch