Credit union · NCUA insured
The Florist Federal Credit Union
A $7.4M credit union headquartered in Roswell, NM, with 671 members and 1 branch in New Mexico. Best rates: CDs 2.51% and savings 1.00% APY.
The Florist Federal Credit Union Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#5 of 7 in Roswell, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About The Florist Federal Credit Union
Headquartered in Roswell, New Mexico, The Florist Federal Credit Union was formed to serve the florist industry.
The credit union is owned and operated by its members.
- Headquarters
- 313 W Country Club Rd Ste 11, Roswell, NM 88201-5804
- NCUA charter
- 19567
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Growers, distributors, brokers, suppliers, associations, and shops that service the floral industry are eligible for business banking membership.
- Individuals who work for a grower, distributor, broker, supplier, association, or shop that services the floral industry are eligible for membership.
Family and household
- Family members of individuals who work for a grower, distributor, broker, supplier, association, or shop that services the floral industry are eligible for membership.
Branches
1 branch in New Mexico
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New Mexico
1 branch
- Corporate OfficeMain office313 W Country Club Rd Ste 11, Roswell, NM 88201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.13% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.90% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $61 | $59 | — |
- CapitalNet worth ratio15.13%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.90%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$61Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of The Florist Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.