The Florist Federal Credit Union Savings & Money Market Rates

How The Florist Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Roswell, NM, where The Florist Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
The Florist Federal Credit Union
1.00%APY
Minimum
—
Earns on $10,000 a year
$100
Money Market Plus Checking
Top rate
WaFd Bank
3.82%APY
Minimum
$0
Earns on $10,000 a year
$382
WaFd Bank rates
2nd-highest rate
First National Bank Texas
2.00%APY
Minimum
$0
Earns on $10,000 a year
$200
First National Bank Texas rates

Compare savings rates near you →

Savings score

Higher than 66% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0001.00%
$100,000 balance$100,0001.00%
QualifiedQualified1.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where The Florist Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Plus Checking

1.00%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$2,500 and up	1.00%	$100

Sources (1)

thefloristfcu.org/personal/rates · captured Sep 16, 2026

Regular Savings

Up to 0.30%APY$25 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$25 and up	0.15%	$15
$2,500 and upAvg. Daily Balance above $2,500	0.30%	$30	Avg. Daily Balance above $2,500

Sources (1)

thefloristfcu.org/personal/rates · captured Sep 16, 2026

Special-purpose accounts

IRAs

0.90%APYIRA

Save for retirement with IRA rates.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.90%	$90

Sources (2)

All captured Sep 16, 2026

SPROUT Account for Kids

0.15%APYKids and teens

Helps kids understand the basics of banking. 1st $5 is on us.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and up1st $5 is on us.$5 and up	0.15%	$15	1st $5 is on us.

Sources (2)

All captured Sep 16, 2026

Who can join The Florist Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Growers, distributors, brokers, suppliers, associations, and shops that service the floral industry are eligible for business banking membership.
Individuals who work for a grower, distributor, broker, supplier, association, or shop that services the floral industry are eligible for membership.

Family and household

Family members of individuals who work for a grower, distributor, broker, supplier, association, or shop that services the floral industry are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← The Florist Federal Credit Union overview