Credit union · NCUA insured
State Employees Credit Union
Top CarrotA $1.3B credit union, the 380th largest of 4,329, headquartered in Santa Fe, NM, with 55,710 members and 8 branches in New Mexico. Best rates: savings 1.75% APY.
State Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#3 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About State Employees Credit Union
State Employees Credit Union is headquartered in Santa Fe, New Mexico, serving seven counties across the state.
- Headquarters
- 1611 Calle Lorca, Santa Fe, NM 87505
- NCUA charter
- 65513
Branches
8 branches in New Mexico
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New Mexico
8 branches
Albuquerque area · 4
- State Employees CU Albuquerque3521 Montgomery Blvd NE, Albuquerque, NM 87107Directions
- State Employees Credit Union Belen19390 Highway 314, Belen, NM 87002Directions
- State Employees CU Los Lunas Branch280 Emilio Lopez Rd NW, Los Lunas, NM 87031Directions
- State Employees CU Rio Rancho7851 Enchanted Hills Blvd NE, Rio Rancho, NM 87144Directions
Santa Fe area · 3
- Corporate OfficeMain office1611 Calle Lorca, Santa Fe, NM 87505Directions
- State Employees CU Cerrillos Road4920 Promenade Blvd, Santa Fe, NM 87507Directions
- secunm.org813 Saint Michaels Dr, Santa Fe, NM 87505Directions
Las Vegas area · 1
- State Employees Credit Union Las Vegas1201 Mills Ave, Las Vegas, NM 87701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.38% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 4.46% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.91% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $83 | $88 | — |
- CapitalNet worth ratio11.38%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late4.46%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.91%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$83Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of State Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.