Credit union · NCUA insured
Jemez Valley CU
A $28.3M credit union headquartered in Jemez Springs, NM, with 1,822 members and 2 branches in New Mexico. Best rates: CDs 2.02% and savings 0.30% APY.
Jemez Valley CU Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#26 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jemez Valley CU
Established in 1966, Jemez Valley Credit Union is a non-profit member-owned financial institution focused on providing prompt, accurate, reasonably priced service to residents of the Jemez Valley.
Originally operated from several locations in the Jemez Springs area, the credit union also serves individuals living in the Rio Rancho school district.
- Headquarters
- 17117 Highway 4, Jemez Springs, NM 87025-0120
- NCUA charter
- 62637
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives in the Jemez Valley.
- Membership is open to anyone who owns property in the Jemez Valley.
- Membership is open to anyone who works in the Jemez Valley.
- Membership is open to anyone who lives in the Rio Rancho school district.
- Membership is open to anyone who owns property in the Rio Rancho school district.
- Membership is open to anyone who works in the Rio Rancho school district.
1 more way to join
Family and household
- Membership is open to anyone who has a relative who is a member.
Cost to join
- Members must maintain a $25.00 par share deposit in their Regular Share Account at all times.
Branches
2 branches in New Mexico
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New Mexico
2 branches
- Jemez ValleyMain office17117 Highway 4, Jemez Springs, NM 87025Directions
- Jemez Valley San Ysidro Branch23323 US Hwy 550, San Ysidro, NM 87053Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.21% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $45 | $59 | — |
- CapitalNet worth ratio12.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.21%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$45Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jemez Valley CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.