Compare Bank & Credit Union Rates
Best savings rates in Albuquerque, NM
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Albuquerque, NM
- 1.50%APY$150 a year on $10,000
Requirements
Product: Interest is tiered, compounded, and paid monthly. Monthly maintenance fee of $15 is waived with a daily balance of $2,500 or more. Minimum daily balance of $2,500 required to obtain APY and earn interest.
Offer: Minimum daily balance required to obtain APY is $2,500.00. Monthly maintenance fee of $15 is waived with a daily balance of $2,500 or more.
1.49% interest rate · $15 monthly fee · Effective Aug 5, 2025
Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Nusenda Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.10% by balance
Credit union · 12 branches
1.10%APY$110 a year on $10,000Requirements
Product: Must maintain an average monthly balance of $2,500 to avoid a $7.50 monthly maintenance fee. Variable-rate account; rates are subject to change after opening. Must maintain minimum daily balance each day to obtain disclosed APY.
Offer: Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
0.25% interest rate · $7.50 monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.25% $2,500 – $99,999Your amount 1.10% $100,000 – $249,999 1.35% $250,000 – $499,999 1.75% $500,000 – $999,999 2.60% $1,000,000 – $4,999,999 2.85% $5,000,000 and up 3.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 13 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 8 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Offer: Earns dividends on all balances.
0.70% interest rate · Effective Jun 8, 2026
Rate checked
More details - Santa Fe Federal Credit UnionRegular SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Santa Fe Federal Credit UnionSpecial SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - U.S. Eagle Federal Credit UnionInvestment Plus Money MarketInvestment Plus Money Market · $1,000 min · 0.00%–0.60% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance is $1,000. Account is tiered-rate based on balance. Variable rate account.
Offer: Tier 1: $100 to $999.99
0.00% interest rate · Effective Sep 20, 2026
Rate by balance
Rate by balance for Investment Plus Money Market Balance APY $100 – $1,000 0.00% $1,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 – $150,000 0.60% $150,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3 monthly maintenance fee if daily balance is under $100; waived with daily balance of $100 or more. 1 withdrawal/debit at no charge per month.
Offer: Minimum daily balance required to obtain APY is $100.00. Monthly maintenance fee of $3 is waived with daily balance of $100 or more.
0.50% interest rate · $3 monthly fee · Effective Aug 5, 2025
Rate checked
More details - Sunward Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.25%–1.35% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Dividend rate and APY may change at the discretion of the Board of Directors. Yields determined at the time of investment.
Offer: APY applies if dividends are not withdrawn during the term.
0.25% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 – $149,999 0.95% $150,000 – $199,999 1.15% $200,000 and up 1.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes membership with First Financial Credit Union. $5 minimum balance required of all members ($2/monthly fee if balance falls below $5). No monthly service fee if minimum balance is maintained.
Offer: Minimum balance of $5 or more to earn dividends. $2 monthly fee applies if balance falls below $5.
0.35% interest rate · Effective Jun 8, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 13 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 8 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Albuquerque, NM
72 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.59%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Albuquerque, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 6 branches
- State Employees Credit UnionCredit union · 4 branches