Bank · FDIC insured
Main Bank
A $245.2M bank headquartered in Albuquerque, NM, with 1 branch in New Mexico. Best rates: CDs 4.00% and savings 2.65% APY.
Main Bank Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#12 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Main Bank
Originally chartered in 1975 and based in Albuquerque, New Mexico, Main Bank is an independently owned and locally operated community bank.
Previously known as Interamerica Bank and owned by Fremont Bank Corporation, it was purchased by Main Banc, Inc. in 2005 and acquired Bank 1st in 2012.
The bank focuses on serving local entrepreneurs and businesses in the Albuquerque area, specializing as a Small Business Administration lender.
- Headquarters
- 7300 Menaul Blvd Ne, Albuquerque, NM 87110
- FDIC certificate
- 22086 ↗
Branches
1 branch in New Mexico
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New Mexico
1 branch
- Main BankMain office7300 Menaul Blvd Ne, Albuquerque, NM 87110Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.55% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.10% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio11.55%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.10%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Main Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.