Credit union · NCUA insured
First Financial Credit Union
Top CarrotA $1.1B credit union, the 430th largest of 4,329, headquartered in Albuquerque, NM, with 99,409 members and 19 branches in New Mexico. Best rates: CDs 3.40% and savings 1.76% APY.
First Financial Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#7 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Financial Credit Union
- Headquarters
- 4914 Union Way NE, Albuquerque, NM 87107
- NCUA charter
- 68244
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in New Mexico are eligible for membership.
Branches
19 branches in New Mexico
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New Mexico
19 branches
Albuquerque area · 9
- Cherry Hills8111 Harper Dr NE, Albuquerque, NM 87111Directions
- Coors Branch6100 Coors Blvd NW, Suite J, Albuquerque, NM 87120Directions
- Juan Tabo831 Juan Tabo Blvd NE, Ste A, Albuquerque, NM 87123Directions
- Renaissance - Branch4910 Union Way NE, Albuquerque, NM 87107Directions
- San Mateo Branch2700 San Mateo Blvd NE, Albuquerque, NM 87110Directions
- South Valley Branch3045 Avanzando Rd SW, Albuquerque, NM 87105Directions
- Bernalillo Branch165 E Highway 550, Bernalillo, NM 87004Directions
- SWFCU - Los Ranchos7600 4th St NW, Los Ranchos, NM 87107Directions
- Rio Rancho Branch2201 Rio Rancho Blvd SE, Rio Rancho, NM 87124Directions
Gallup area · 3
- Gallup Downtown307 W Aztec Ave, Gallup, NM 87301Directions
- Gallup Mesa View1383 US Highway 491, Gallup, NM 87301Directions
- Zuni Branch1230 State Hwy 53, Zuni, NM 87327Directions
Farmington area · 2
- Farmington Branch4919 E Main St, Farmington, NM 87402Directions
- SWFCU - Farmington111 S Miller Ave, Farmington, NM 87401Directions
Deming area · 1
- Deming Branch801 E Cedar St, Deming, NM 88030Directions
Las Cruces area · 1
- University Branch901 E University Ave, Ste Q, Las Cruces, NM 88001Directions
Pinehill area · 1
- Pinehill12 miles S of Hwy 53, Pinehill, NM 87357Directions
Clovis area · 1
- Portales Branch700 W 2nd St, Portales, NM 88130Directions
Silver City area · 1
- Silver City Branch2290 Superior St, Silver City, NM 88061Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.12% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.40% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.29% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $74 | $88 | — |
- CapitalNet worth ratio8.12%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.40%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$74Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.