Credit union · NCUA insured
U.S. Eagle Federal Credit Union
A $1.5B credit union, the 333rd largest of 4,329, headquartered in Albuquerque, NM, with 98,947 members and 10 branches in New Mexico. Best rates: CDs 2.40% and savings 0.50% APY.
U.S. Eagle Federal Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#19 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About U.S. Eagle Federal Credit Union
Founded in 1935, U.S. Eagle Federal Credit Union is a member-owned, not-for-profit financial cooperative based in New Mexico.
The credit union started operations in 1935 with $50, one employee, and 10 original members.
- Headquarters
- 3939 Osuna Rd NE, Albuquerque, NM 87109-4431
- NCUA charter
- 808
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not meet other qualifications may become eligible by funding a $10.00 contribution to the ARNIA foundation.
Where you live or work
- Individuals who live, work, worship, or attend school in San Juan County, NM, or in census tracts 0101, 0103, 0104, 010701, and 010501 in Sandoval County, NM are eligible for membership.
Employers and groups
- Employees or members of one of more than 400 partner organizations (SEGs) are eligible for membership.
Military, government and schools
- U.S. Government employees (accruing regular benefits) working in or supervised from Bernalillo, Valencia, or Socorro County, NM are eligible, subject to specified agency and base exclusions.
Family and household
- Individuals who have a family member or roommate who is an existing U.S. Eagle member are eligible.
Cost to join
- A share deposit of $5 is required for opening a savings account as part of ownership requirements.
- A $10.00 contribution to ARNIA is required when joining via the foundation donation route.
Branches
10 branches in New Mexico
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New Mexico
10 branches
Albuquerque area · 8
- Academy Branch5420 Academy Rd NE, Albuquerque, NM 87109Directions
- Avanyu Plaza Branch2500 12th St NW, Unit F, Suite 1, Albuquerque, NM 87104Directions
- Coors/Bosque Branch5201 Antequera Rd NW, Albuquerque, NM 87120Directions
- Herrera Isleta Branch3801 Isleta Blvd SW, Albuquerque, NM 87105Directions
- Irving Branch4411 Irving Blvd NW, Albuquerque, NM 87114Directions
- Juan Tabo Branch1955 Juan Tabo Blvd NE, Albuquerque, NM 87112Directions
- Menaul Branch7201 Menaul Blvd NE, Albuquerque, NM 87110Directions
- Santa Ana Branch53 Jemez Canyon Dam Rd, Bernalillo, NM 87004Directions
Farmington area · 1
- Farmington Branch5600 E Main St, Farmington, NM 87402Directions
Santa Fe area · 1
- Santa Fe Branch559 W Cordova Rd, Santa Fe, NM 87505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.80% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 6.91% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | -1.38% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalNet worth ratio7.80%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late6.91%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets-1.38%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of U.S. Eagle Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.