Compare Bank & Credit Union Rates
Best savings rates in Union, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Union County, NJ · Showing Union County, NJ: too few institutions in Union, NJ
- OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Motion Federal Credit UnionMoney Market AccountMoney Market Account · $2,501 min · 1.21%–1.46% by balance
Credit union · 4 branches
1.21%APY$121 a year on $10,000Requirements
Product: The minimum balance to earn dividends is $2,500.
Offer: Tier II ($2,501 – $50,000)
1.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,501 – $50,000Your amount 1.21% $50,000 and up 1.46% Rate checked
More details - Seaport Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.76% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Jan 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.00% $20,000 and up 1.26% $75,000 and up 1.76% Rate checked
More details - Merck Employees Federal Credit UnionSavings (Regular Share Acct) / Primary Share AccountSavings · $50 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Rates are subject to change on a quarterly basis. Rate valid as of January 1, 2026. Minimum balance to avoid service fee is $0.00.
Offer: Minimum balance to earn stated APY/dividends is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Merck Employees Federal Credit UnionSecondary Share AccountSavings · $50 min
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Minimum balance to avoid service fee is $0.00. Rate follows Regular Share Account schedule.
Offer: Minimum balance to earn stated APY is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Advanced Financial Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 0.95%–2.89% by balance
Credit union · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: Dividends are tiered and paid monthly calculated on the average daily balance for the month. Minimum balance to earn dividends is $2,000. Fees could affect earnings.
Offer: Fees could affect earnings. Dividends calculated on the average daily balance for the month. Minimum balance to earn dividends $2,000.
0.95% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $19,999Your amount 0.95% $20,000 – $49,999 1.16% $50,000 – $99,999 1.66% $100,000 – $249,999 2.07% $250,000 – $499,999 2.48% $500,000 and up 2.89% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Haven Savings BankE-Statement Savings AccountSavings · $2,500 min · 0.20%–0.75% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Rate may change after the account is opened. Interest is compounded continuously (per rate schedule) / compounded daily and credited monthly (per product overview). Monthly minimum balance fee of $5 if the daily balance drops below $2,500 on any day of the month.
Offer: $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously.
0.20% interest rate · Compounded daily · $5 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for E-Statement Savings Account Balance APY Up to $2,499 0.20% $2,500 and upYour amount 0.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Union County Savings BankSTAR Savings AccountSavings · $50 min · 0.35%–0.60% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Variable account; rate may change after the account is open. Interest calculated daily and compounded monthly.
Promotional rate · 0.35% interest rate · Compounded monthly · Effective Jul 2, 2026
Rate by balance
Rate by balance for STAR Savings Account Balance APY Up to $500 0.35% $500 and upYour amount 0.60% Rate checked
More details - Union County Savings BankMoney Market CheckingMoney Market Checking · $500 min · 0.30%–1.11% by balance
Bank · 4 branches
0.59%APY$59 a year on $10,0000.30% interest rate · Effective Jul 2, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.30% $2,500 – $100,000Your amount 0.59% $100,000 – $1,000,000 0.65% $1,000,000 and up 1.11% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - United Poles Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.26% by balance
Credit union · 1 branch
0.51%APY$51 a year on $10,0000.05% interest rate · Effective Sep 27, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.51% $20,000 – $50,000 0.76% $50,000 – $100,000 1.01% $100,000 and up 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly and monthly prize drawing eligibility.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Union County, NJ
107 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.71%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches