Compare Bank & Credit Union Rates
Best savings rates in Omaha, NE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Omaha, NE
- 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or monthly service fees. Free withdrawals with no withdrawal limitations or fees. Minimum deposit of $5.00 required when opened online.
Offer: Minimum balance to earn stated APY is $0.01. Minimum deposit of $5.00 to open online.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - First State Bank NebraskaMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.10%–1.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.25% $100,000 – $250,000 1.00% $250,000 and up 1.50% Rate checked
More details - Neighborhood Community Federal Credit UnionShare Savings AccountsSavings · $5 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Opening establishes membership at the credit union. Account transfer limitations apply.
Offer: Dividends compounded and credited quarterly. No minimum balance to obtain APY.
0.10% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $999 0.10% $1,000 – $4,999 0.10% $5,000 – $14,999Your amount 0.10% $15,000 – $19,999 0.10% $20,000 and up 0.15% Rate checked
More details - FNBOPremier Money MarketPremier Money Market · $1,000 min · 0.08%–0.12% by balance
Bank · 16 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
0.07% interest rate · Effective Oct 1, 2026
Rate checked
More details - Omaha Firefighters Credit UnionREG ShareSavings · $25 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Minimum balance $25 to open; balance tiers apply to interest rates.
Offer: Balance tier $25-$2,500.
0.05% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for REG Share Balance APY Up to $2,500 0.05% $2,501 – $25,000Your amount 0.07% $25,001 and up 0.10% Rate checked
More details - Omaha Police Federal Credit UnionRegular SharesSavings · $25 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: A Regular Share Account is required of every member as a condition of membership. Initial deposit of $5.00 establishes your account.
Offer: Minimum $5 to open an account; minimum dividend earning amount is $25.
0.01% interest rate · Effective Mar 1, 2024
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $1,000 0.01% $1,000 – $5,000Minimum $5 to open an account. 0.05% $5,000 – $25,000Your amountMinimum $5 to open an account. 0.07% $25,000 and upMinimum $5 to open an account. 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $5 opening deposit to establish membership and ownership in the credit union. $5 minimum balance required to retain membership benefits. Dividends calculated on daily balance and paid monthly.
0.05% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.05% $50,000 and up 0.10% Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest credited quarterly. Requires maintaining an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Includes 9 free debits per quarterly cycle ($0.30 per debit thereafter).
Offer: Maintain an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Nine free debits per quarterly statement cycle ($0.30 each additional debit).
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on all balances credited and compounded quarterly. Requires scheduled automatic transfers from a Cornhusker Bank checking account during the quarterly statement cycle to avoid a $4 service charge. Includes 9 free account debits per quarterly statement cycle ($0.30 fee for each additional debit).
Offer: $4 service charge assessed if no automatic transfers from a Cornhusker Bank checking account occur during the quarterly statement cycle. Nine free debits per quarterly cycle ($0.30 per debit thereafter).
Compounded quarterly
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a High Yield Checking or Cash Back Checking account. Limited to 1 Saver account per Primary Account Holder (SSN). Qualifications: monthly Direct Deposit/ACH credit, minimum of 12 debit card purchases, and enrollment in eStatements in the linked checking account.
Offer: Base rate applied to entire daily balance when qualification requirements are not met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Omaha, NE
130 accounts at 50 banks and credit unions · checked Oct 16–22
- Typical
- 0.28%
- Top 10% from
- 2.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.15%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches